@Anonymous wrote:AMEX hates me for past transgressions, but not enough to not do SOME business with me. They are wary of me, which is totally their right.
History:
I defaulted on an Amex card a million years ago. A relatively small amount (< $1000), I think. I did not ever re-pay them.
July 2018: approved for BCE with $500 SL.
January 2019: auto BCE CLI of $500.
January 2019: requested 3X on BCE, denied, got 0.
January 2019: applied for Amex Hilton: approved for $1000 SL.
June 2019: requested 3x on Hilton: approved for $1000 CLI (2x).
December 2019: requested 3x on Hilton: approved for $2000 CLI (2x).
So Amex is slowly re-warming to me. Hopefully in 6 months I'll get this card to 8K, then 16K next December. Maybe pick up another card with a workable CL at some point. I consider them a lender worth being patient with.
Data Points:
SP CLI
750+ Fico scores
Limited spend of $50-100 per month; PiF.
Congratulations on your awesome progress!
I also have 'history' with Amex (IIBK back in 2000) and they understandably kept me on a tight leash at first, but they did eventually open up. Actually, you're making faster progress than I did! (Some details can be found here if you're interested.)
My BCP and Delta Gold (since closed) were both opened with a $1k credit line, and it took a while for them to budge on the BCP. The BCP did eventually grow, though, and when I opened my ED they gave me $8k from the start (you could have knocked me over with a feather, LOL). I decided to go 'all-in' with MRs so I closed my BCP and moved the credit line to my ED, which is $17k today (I've never asked for more).
For what it's worth, I was also eventually offered an installment loan, which I took and PIF within a year, and my Amex Gold has always been solid with a spend limit that's very workable for my profile/income. Basically, I've been very pleased with them all-around. 
TL;DR... hang in there, your patience will be rewarded! 
Congrats! 🎉🎉🎉🎉
