CLI - Success (Via Holiday Method)

[ReaLiLJ]

Been handling my cards with great responsibility these past 3 months! As everyone know's I use a weird/out-of-the-norm methods to acquire CLI's: "Nearly max out my new cards (1-by-1) and let them report the highest credit limit for one month then pay them off in full by the next, and let them sit until I'm ready to ask for a CLI method." As when I do that, when I ask for a CLI and don't get it and need to recon, or asked to be manually reviewed I can justify that I nearly maxed out the whole CL due to the "low limit"; and pitch to them that "I feel I am restricted by the limit, because I charge so much to the card monthly, so I need a higher limit method." I mix that in with me always paying my card in full, and it usually works! (Usually) lol -For those who didn't know my insanely ridiculous methods.-  

Anyways this past month I piffed my Macy's Card from the dead one last time last month, and paid it off in full. Called Macy's as well as GECRB (Credit Solutions) and pitched them my "unofficial holiday plans" with this method and I got some pretty good results.

Here's the Outcomes:

I got a auto increase 3 months ago on my Walmart Discover from 1600-2k, called them last night and went from 2k -> 4k (SP but manually reviewed)

Called GECRB again this morning as I didn't want to reach the same rep and spoke with a nice lady, and went from 1.5k on my BR VIsa -> 5k (SP but manually reviewed) 
Called Macy's that same night of the Walmart Discover and went from $900 --> 2.5k (SP)
Crap 1 (Failed, lol I have to much Credit Exposure,) They softed me recently and seen my progress and not budging but its fine xD (was hoping the sp was from sept/oct)
Lastly I called Discover a few days back, (Mr. and Mrs. Conservatives) and went for my 10k and got denied lol went from 2.5k -> 6k through a recon (HP) He really didn't want to budge lol, he said you have so many credit cards, why? I gave him the rewards I get during opening answer, and he had nothing to say except well I see you are managing them well, so I have to give you credit for that, but I can't give you the 10k. At discover you know we are conservative, so here's what I can do, he offered 6k, and said it would happen instantaneously so I can use it for the holidays! (I'm not going to use it for the holidays) -Sad face But I thanked him as I know I climbed a stepping stone with them breaching that 5k limit even though it cost me a HP 

Not that I needed any of those CLI's I just really had too much time on my hands! ;\

Anyways last one I am waiting for is my Amex, then its to the Garden (I know it came out my mouth!!) 180th day from 3x CLI is a coming soon!  

Yay for the holidays!!

[PhoenixDown]

Good stuff .... I am planning to call Macy's as soon as I see that soft pull hit my EQ report this week and pretty much say that I need a bump from the paltry $600 limit I have now if they expect me to do any serious xmas shopping on this card. 

I am just not sure how much of a limit I really want though ... I always PIF but if a statement cuts I dont want it showing at 90% of my CL. On the other hand, I dont want to go to high since I'm not really using this card that often and I dont want to get in a credit exposure situation. My "real" cards have 10k, 10k, 5k and 4.5k limits.

[coldnmn]

Congrats! Thanks for sharing.

[alvon123]

congrats