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CLI from B O A

scottykhan
Contributor

CLI from B O A

Just got off the phone from Bank of America. Got Credit limit increase for Platinum Previliges Card from 4500 to 7000 and B O A Amex from 3000 to 7500... wanted 10,000

on both cards but credit analyst told i have way too many charge offs(10) back in 2006. Wait for them to fall off and they will bump both cards to the desired limit

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9 REPLIES 9
ryanbush
Valued Contributor

Re: CLI from B O A


@scottykhan wrote:

Just got off the phone from Bank of America. Got Credit limit increase for Platinum Previliges Card from 4500 to 7000 and B O A Amex from 3000 to 7500... wanted 10,000

on both cards but credit analyst told i have way too many charge offs(10) back in 2006. Wait for them to fall off and they will bump both cards to the desired limit


Nice Job,

 

I got declined for a BOA card about 6 months ago becasue I had only ONE charge of (paid for 400) from 2006... 

Chase Sapphire Perferred | Chase Freedom | AMEX Platinum | AMEX Delta Platinum | AMEX SPG | Capital One Venture | Capital One Quicksliver | Discover IT | ABFCU Visa | Citi AA WEMC
Message 2 of 10
scottykhan
Contributor

Re: CLI from B O A

Did you talk to Sr. Credit Analyst??? They have a different number than what is posted here as back door number?

Message 3 of 10
CS800
Super Contributor

Re: CLI from B O A

Congrats !

 

Was it a soft or a hard pull? I assume BOA requires a HP




Message 4 of 10
scottykhan
Contributor

Re: CLI from B O A

She told me a soft pull because 3 weeks ago i got CLI for both of these cards, and at that time it was HP

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SnackTrader
Valued Contributor

Re: CLI from B O A

I would say these increase are fantastic! The 10k will come in time, but until then this is a great step in the right direction. Congratulations.

In My Wallet: Amex BCP (12/12) $50,000, Chase Freedom (12/12) $16,500, Cap1 Quicksilver (6/12) $14,000, Barclaycard Rewards (5/13) $10,500, Citi Prestige (4/16) $30,000

Last App: June 27, 2015
Message 6 of 10
Epcot
Valued Contributor

Re: CLI from B O A

Congrats on the increases, especially if they were able to only SP you based on your older HP.

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 832 EX 815 TU 816
Message 7 of 10
BearsAndTurtlesRtheBest
Senior Contributor

Re: CLI from B O A

Hey is the bank of america AMEX a good card that has good rewards? Also how does the card look does it have a shiny finish to it? (had to ask) hahha

Discover IT $2,600- First Premier MasterCard $1,000- Dillards Store Card $300- Fingerhut Advantage $200
Chapter 7 BK Dischagred on 07/11/16. Gardening Since 01/17/2019
Message 8 of 10
scottykhan
Contributor

Re: CLI from B O A

B O A Amex card is one of the most graceful cards I have ever seen. Since it's a co-branded card merchants look it twice before sliding it Smiley Happy

Message 9 of 10
BearsAndTurtlesRtheBest
Senior Contributor

Re: CLI from B O A

yeah i saw a pic from the internet and it just looks very shiny, That must feel cool when people just cant resist and have to look at it just make sure its legit lol

Discover IT $2,600- First Premier MasterCard $1,000- Dillards Store Card $300- Fingerhut Advantage $200
Chapter 7 BK Dischagred on 07/11/16. Gardening Since 01/17/2019
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