CLI from Synchrony

keithbward · ‎10-08-2014

Small increases but glad to get an auto increase but definitely wanted more. Accounts are only 3 months old tho. Does them giving me an auto increase reset my clock and not allow me to request an increase next month? And is it 4 months from the open date or the fourth statement being cut?

Edit:

Amazon went from $1200 to $1400

Walmart went from $1100 to $1200

Belk went from $500 to $700

TJMaxx went from $400 to $500

Gap went from $300 to $500

Dillards went from $300 to $700

Starting Scores - EX 547 || EQ 541 || TU 538 - 01/21/2014
Current Scores - EX 691 || EQ 628??? || TU 695 - 08/04/2015
Goal Scores - 720 across the board
Current Utilization - 12% and going down

b_diddy · ‎10-08-2014

Congrats on the increases!

FICO Scores: EX 733 (1/17/15) EQ 761 (1/17/15) TU 750 (1/17/15)

tieton · ‎10-08-2014

@keithbward wrote:
Small increases but glad to get an auto increase but definitely wanted more. Accounts are only 3 months old tho. Does them giving me an auto increase reset my clock and not allow me to request an increase next month? And is it 4 months from the open date or the fourth statement being cut?

Edit:
Amazon went from $1200 to $1400
Walmart went from $1100 to $1200
Belk went from $500 to $700 as well
TJMaxx went from $400 to $500
Gap went from $300 to $500
CongratsCongrats! My second statement just cut a couple of days ago and I also got a small auto-bump of $200. Went from $600 to $800 and I was surprised by how soon it was! I use the card quite a bit tho, put a few hundred dollars on it and then pay it off in full within a week or so. Not sure on the "reset," I am also wondering about this. In the mean time I plan to keep using it they way I have been to increase my chances of more/better CLIs.

Starting Score (FICO): 420s (OUCH!) across the board. 2/2010 mortgage lender pull. Needless to say, didn't get approved.
Current Score (FICO 11/11/14): EX 709, EQ 696, TU 724
Goal Score: 720+ for EQ AND EX!

coldnmn · ‎10-08-2014

Congrats! Chances are if you ask for CLI next month you will get a message not enough experience at current CL. It's worth a try though. Thanks for sharing.

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17

Scupra · ‎10-08-2014

Wow! Congrats x6

alvon123 · ‎10-08-2014

congrats

Navy Cash Rewards Visa Signature 30,000 @ 11.65%

Comenity Caesars Rewards Visa $20,000 @22.99%

USBANK Kroger Rewards World Elite Mastercard $19,000 @23.99%

Anonymous · ‎10-08-2014

Congrats, very nice

SunriseEarth · ‎10-08-2014

@keithbward wrote:
Small increases but glad to get an auto increase but definitely wanted more. Accounts are only 3 months old tho. Does them giving me an auto increase reset my clock and not allow me to request an increase next month? And is it 4 months from the open date or the fourth statement being cut?

Edit:
Amazon went from $1200 to $1400
Walmart went from $1100 to $1200
Belk went from $500 to $700
TJMaxx went from $400 to $500
Gap went from $300 to $500
Dillards went from $300 to $700

Congrats on CLIs x6! As far as the clock, you're eligible to request using the LUV button or auto phone system every 4 statements. If you call into Credit Solutions, then YMMV

Anonymous · ‎10-08-2014

Congrats!

Anonymous · ‎10-08-2014

Congrats!.....Thanks for sharing...