After a string of “No, Thank You’s” on my regular CLI requests (Discover x2, Amazon, Ebates, PPMC, overstock, Williams-Sonoma), I decided to try Lowe’s.
My Lowe’s was at $500Limit4Lyfe until they upped me to $6K last month. I tried for $12k and they approved it! $500-$12k in less than 60 days? All Hail Vantage 4.0 (which is 60 points lower than my Fico8-go figure).
I’m debating trying again since I wonder if there’s more in the tank.
Lastly I tried Macy’s (was at $2,500). I requested $10k and in the most apologetic response ever, they said they could only bump me to $8,500.
TL; DR - Lowe’s went $6k-$12k, Macy’s went $2,500-$8,500.
My total CL now sits at $102,250.
A year ago I thought a $1,000 CL was big time and was ecstatic that I was approved for anything at all. $100k feels like a big milestone.