CSP App

[Anonymous]

Hello All,

I need some advice. I want to app for the CSP but want to make sure it is the right time. Here is my history and stats.

Current cards:

Freedom (6K)

Venture (7.5K)

US Airways Barclays (7.5k)

Wells Fargo (6.5K)

AAoA = 6.5 years

FICO Scores:

Ex: 701

Eq: 703

TU: 689

Last apps were in November 2014 when I app'd for the Freedom and got denied a Ink.

Income = 130k

Currently run 1,300/month through my Freedom which autopays full statement balance every month. Currently have a $1,500 balance on the Freedom, no other balances.

Any thoughts on approval chance?

Any feedback would be really helpful. Thanks all!

[Anonymous]

your chances are pretty solid iMO 

check the pre-approvals and if you are 95% you will be approved 

Good Luck

[Anonymous]

No preapproval love

[CreditCuriosity]

Should be golden still... Scores are good, good history with Chase, good income..  I would be suprised if you were declined.

[Anonymous]

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@CreditCuriousity wrote:

Should be golden still... Scores are good, good history with Chase, good income..  I would be suprised if you were declined.

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Yep, I was approved with 680 EX.

[campi605]

similar scores and income to OP, had identicsl limit on freedome approved this week CSP 25k and United MP 25k

[Anonymous]

Update folks.... Just submitted the app and got the app needs further review message. I will call the recon line tomorrow and see what's the fuss... I'll let you all know how it turns out, thanks for all the feedback!

[CreditCuriosity]

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@Anonymous wrote:
Update folks.... Just submitted the app and got the app needs further review message. I will call the recon line tomorrow and see what's the fuss... I'll let you all know how it turns out, thanks for all the feedback!

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Was the email 30 days?  Also if you call status line does it say two weeks?  I am guessing it is just verification, please keep us informed!

[Anonymous]

Yep it was the 30 day email. Haven't tried the automated line, but will call the recon tomorrow and let you all know how it turns out.

[CreditCuriosity]

30 day mail is a good sign... try status line and see if it say two weeks, that is a really good sign then...  I gurantee you it is just verification with your income/scores.  Sometimes the status line does weird things like asks for social then says nothing and sometimes it will say two weeks.. What you really don't want is the 7-10 message from research... Anyways, I still think you are golden.  Both of my approvals have had to go through verification 30 day email thing and called next day and just transferred answered a few security questions then told CL.. Why they make some do it and some instant, I have no clue but I can gurantee you my next card will be a verification issue as well with chase.