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CSP Approval - Thin file

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Chelow
Regular Contributor

CSP Approval - Thin file

Hi Everybody ! Posting Approval for the sake of DP's.

 

Would not happen if it wasn't for you guys and gals. Really love and appreciate all your knowledge, patience and willingness to share.

 

Instant online Approval. Had the green checkmark. Was expecting higher SL, but considering my file i believe this is a great approval. Really wanted the CSR but glad i didn't go for it, considering SL given. Will try to upgrade eventually. 

They Pulled EX and Trans. NY Based.

AAoA - 1.3years

AoOA - 1.10Years

AoYA - 10months ( At time of app. Now 0 months lol )

Income - mid 70's

Inq - Exp 3 / Trans 1 / Eq 1 

 

Should i even bother to call and request a bigger CL ? Don't really want to poke the bear... 

Screen Shot 2019-11-08 at 11.05.29 AM.png





Message 1 of 11
10 REPLIES 10
AllZero
Mega Contributor

Re: CSP Approval - Thin file

Congratulations on your approval!
Message 2 of 11
Anonymous
Not applicable

Re: CSP Approval - Thin file

Great approval! I found that Chase grows thin files. Keep some heavy usage and it should grow.
Message 3 of 11
simplynoir
Mega Contributor

Re: CSP Approval - Thin file

Congrats on your new card

Message 4 of 11
Anonymous
Not applicable

Re: CSP Approval - Thin file

Congrats and no, I'd leave more than well enough alone. That looks like a very solid approval based on your stats. Treat it well and pursue the CSR a little later on Smiley Happy

Message 5 of 11
Chelow
Regular Contributor

Re: CSP Approval - Thin file

Thanks Allzero, Dberry, Simply and TheDevil. Will keep usage and will leave it alone. Looks like sound advice, as always. Smiley Happy





Message 6 of 11
Anonymous
Not applicable

Re: CSP Approval - Thin file

They auto-CLI'd me for my Freedom Unlim at the 6th statement cut, so hang in there, and hope it works the same for CSR.

Message 7 of 11
Chelow
Regular Contributor

Re: CSP Approval - Thin file


@Anonymous wrote:

They auto-CLI'd me for my Freedom Unlim at the 6th statement cut, so hang in there, and hope it works the same for CSR.


Thank you BlueOak. If you care to share, what kind of usage did you put in it ? 





Message 8 of 11
M_Smart007
Legendary Contributor

Re: CSP Approval - Thin file

 

Congrats on yur new Chase cardSmiley Happy

 

Message 9 of 11
Anonymous
Not applicable

Re: CSP Approval - Thin file


@Chelow wrote:

@Anonymous wrote:

They auto-CLI'd me for my Freedom Unlim at the 6th statement cut, so hang in there, and hope it works the same for CSR.


Thank you BlueOak. If you care to share, what kind of usage did you put in it ? 


Won't speak for blue oak but I ran a ton through mine and went from 5k-->7.5-->13.5-->20.5 over 1.5 years. Auto cli exist and happen with Chase. I have a banking relationship with them, including savings and checking. Was running 4/5k a month. 

Message 10 of 11
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