CSP Approval

[dearppl]

Finally hit the submit button..

11.2k instant approval! Last known FICO from Barclay: April - 783.

Should I also apply the Freedom card to max. the points?? Or would that be too much since I already have Sallie Mae, BCE, and Citi Forward?

[dearppl]

Just booked a travel package that's over $3,500... Sure wish I had CSP or other travel card in hand.. But instead, had to put it on Amex for 1% CB!

*Tempted to apply one right now..*

[mongstradamus]

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@dearppl wrote:

Just booked a travel package that's over $3,500... Sure wish I had CSP or something travel card in hand.. But instead, had to put it on Amex for 1% CB!

*Tempted to apply one right now..*

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I think my memory is going, I thought you applied and were approved for an CSP? Am i losing my mind. Thats an bummer on 1% CB, think of it this way 1% is better than 0% :-)

[eagle2013]

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@dearppl wrote:

Just booked a travel package that's over $3,500... Sure wish I had CSP or something travel card in hand.. But instead, had to put it on Amex for 1% CB!

*Tempted to apply one right now..*

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Totally WORTH the pull! You'll already be past well past the minimum spend getting you 45,000 (5000 AU) plus an extra 7000 UR points. 

[dearppl]

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@mongstradamus wrote:

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@dearppl wrote:

Just booked a travel package that's over $3,500... Sure wish I had CSP or something travel card in hand.. But instead, had to put it on Amex for 1% CB!

*Tempted to apply one right now..*

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I think my memory is going, I thought you applied and were approved for an CSP? Am i losing my mind. Thats an bummer on 1% CB, think of it this way 1% is better than 0% :-)

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Haha. It all happened so fast. I was considering CSP and was wondering if they'd over night the card to me, but I wasn't sure if It'd get here on time because I had to book it ASAP...

[BigBS]

Congrats on the CSP!  Believe the UW for both cards are the same so it way work out for you to apply for the freedom now.  I'm sure others will chime in.

[Kenny]

What's done is done... maybe next time you'll be able to to maximize your cash back. Think of it this way you just got $35 back in like 2 months. lol Wondering why you didn't put it on Sallie Mae? It's still 1% but you'd get your points/money back faster.

[9CLINE]

WTG Congrats on CSP and sweet starting limit too... My 2 cents says go ahead and app for the freedom...I have both and yes most of us use both to max points,,

Hopefully  1 of the experts will chime in to instruct us..lol.

[ambivalent]

COnGRats on the new card!

[dearppl]

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@KennyRS wrote:
What's done is done... maybe next time you'll be able to to maximize your cash back. Think of it this way you just got $35 back in like 2 months. lol Wondering why you didn't put it on Sallie Mae? It's still 1% but you'd get your points/money back faster.

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True :] Just thought that Amex has better customer service and pretty good travel protection (I assume) if anything goes wrong.. Also, I have about $170 cashback already sitting in my Amex, and I'm not using the Amex much lately.. So this is a nice round up if I want to withdraw the money. 

Also just an update, I finally pulled the trigger and applied for the CSP. Approved for 11.2k.

Will definitely use this card abroad since it has no FTF. There's also a trip coming up that I can put the expense on CSP, too!