CSP Approved... Jaw Drop!

CreditUnionFan · ‎01-04-2014

I was really thinking I'd done all I needed to do for a while...

I was poking around on the Chase website to see if the recent offer they sent me was worth taking... there was a preapproval link, so I clicked it.

It came back with an eligible offer - Chase Sapphire Preferred... So I bit, filled out the rest of the application. Figuring it might come back with a minimal credit line not worth my time.

The screen comes back saying that I've been approved for $24k! My jaw dropped!

I've got a couple of $20k cards from credit unions that I got back in early 2000's... pre HAMP. Then I started having to grovel for anything and everything. I've been making full mortgage payments for the last two years. In the past six months though, I've dropped my utilization from 11% to 2% with a combination of CLIs and aggressive paydown.

Centurion Bank isn't budging on three Amex revolving cards they slashed down to $500 back in 2009. But Chase seems to love me again!

I was going to garden... Honest!

coldnmn · ‎01-04-2014

Congrats on the great limit! Thanks for sharing.

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17

gdale6 · ‎01-04-2014

Congrats a very nice starting limit

LearningMoreAboutCredit · ‎01-04-2014

Congrats! Very nice starting limit...it is one of my white whales but I'm starting to reconsider

baller4life · ‎01-04-2014

Amazing!!! Congrats!

hot4u · ‎01-04-2014

Congrats.. Awesome limits

(Chase)- Freedom, CSP®, United MileagePlus® Explorer, Marriott Rewards® Premier, Penfed cash+ rewards/Promise/Defender.
Amex’s- BCE, Hilton, SPG®, PRG® and Blue®, NFCU Cash Rewards, FHB Destinations World Elite.
- Amex Centurion,(Citi) Executive/Platinum® Advantage

Alaska Airlines

TravellingNomad · ‎01-04-2014

dayum! congrats on the approval with insane initial limit!

MissCredit9 · ‎01-04-2014

@CreditUnionFan wrote:
I was really thinking I'd done all I needed to do for a while...

I was poking around on the Chase website to see if the recent offer they sent me was worth taking... there was a preapproval link, so I clicked it.

It came back with an eligible offer - Chase Sapphire Preferred... So I bit, filled out the rest of the application. Figuring it might come back with a minimal credit line not worth my time.

The screen comes back saying that I've been approved for $24k! My jaw dropped!

I've got a couple of $20k cards from credit unions that I got back in early 2000's... pre HAMP. Then I started having to grovel for anything and everything. I've been making full mortgage payments for the last two years. In the past six months though, I've dropped my utilization from 11% to 2% with a combination of CLIs and aggressive paydown.

Centurion Bank isn't budging on three Amex revolving cards they slashed down to $500 back in 2009. But Chase seems to love me again!

That was well worth the app, one of the best cc's on the market and an AMAZING CL!! Well done.

AMEX PRG NPSL, FIDELITY REWARDS 50K, CHASE SAPPHIRE RESERVE 27K, AMEX DELTA SKYMIES GOLD 25K, CITI DIAMOND PREFERRED 22K, CHASE FREEDOM 20K, CITI DOUBLE CASH 15.5K, BARCLAYCARD REWARDS MASTERCARD 15K, CHASE MARRIOTT PREMIER 5K, CAPITAL ONE SONY CARD 5.75K, CAPITAL ONE QUICKSILVER 3.5K, AMAZON STORECARD 6K, VICTORIAS SECRET 2650, EXPRESS NEXT 1850,Gardening2/17/17.

FinStar · ‎01-04-2014

Congrats on the huge Chase approval.

Anonymous · ‎01-05-2014

@CreditUnionFan wrote:

That was well worth the app, one of the best cc's on the market and an AMAZING CL!! Well done.

+1

i think the CSP has slowly become my new "dream card".....I'd love one with even the minimum $5k CL....much less $24k (yes, i'm jealous!)

Congrats OP.....well worth the app indeed!