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CSP Auto-Cli $5K -> $20K

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jetbotw
Member

CSP Auto-Cli $5K -> $20K

Hey everyone, just wanted to share this news I got. Last week Chase increased my credit line from $5k to $20k without me ever asking. I also want to add that this happened a week after I forgot to pay my card by a day. My scores are hovering between 700 and 710 right now and this is the highest limit I have on a card. I think they may have done it because I recently acquired the AMEX BP and BG but who knows. Anyway, I've had the CSP since June 2022 and have ran about $12k through the card since but always PIF before the statement cuts. HTH!

Message 1 of 15
14 REPLIES 14
fury1995
Valued Contributor

Re: CSP Auto-Cli $5K -> $20K


@jetbotw wrote:

Hey everyone, just wanted to share this news I got. Last week Chase increased my credit line from $5k to $20k without me ever asking. I also want to add that this happened a week after I forgot to pay my card by a day. My scores are hovering between 700 and 710 right now and this is the highest limit I have on a card. I think they may have done it because I recently acquired the AMEX BP and BG but who knows. Anyway, I've had the CSP since June 2022 and have ran about $12k through the card since but always PIF before the statement cuts. HTH!


I'm a little suprised by this order of events... but congrats all the same!

August 28, 2023 FICO 8

August 28, 2023 FICO BankCard 8

August 28, 2023 FICO Auto 8

citi-costco-ImgurCiti-Double-Cash
Message 2 of 15
M_Smart007
Legendary Contributor

Re: CSP Auto-Cli $5K -> $20K

Congrats on your Auto-CLI 🎉

Message 3 of 15
jetbotw
Member

Re: CSP Auto-Cli $5K -> $20K


@fury1995 wrote:

@jetbotw wrote:

Hey everyone, just wanted to share this news I got. Last week Chase increased my credit line from $5k to $20k without me ever asking. I also want to add that this happened a week after I forgot to pay my card by a day. My scores are hovering between 700 and 710 right now and this is the highest limit I have on a card. I think they may have done it because I recently acquired the AMEX BP and BG but who knows. Anyway, I've had the CSP since June 2022 and have ran about $12k through the card since but always PIF before the statement cuts. HTH!


I'm a little suprised by this order of events... but congrats all the same!



you and me both tbh.

Message 4 of 15
SweetCreditObsession
Valued Contributor

Re: CSP Auto-Cli $5K -> $20K

That's awesome! Congratulations on the unexpected auto-cli. Smiley Happy

 

This is quite the surprise given the payment issue, but it's good to see that Chase didn't hold it against you. Thanks for sharing the DPs.



(+102) | (+106) | (+151)
| TU Fico 9: ? | Exp Fico 9: ? | EQ Fico 9: ?| EQ Fico 8 Bankcard: TBA

Initial Goal: Min. 740 w/all CRAs - Met
Interim Goal: 780 w/all CRAs - Met
Current Goal(s): Min. 800 w/all CRAs
Gardening Until: ??/??/202?| Last App: 10/20/2023





Message 5 of 15
iced
Valued Contributor

Re: CSP Auto-Cli $5K -> $20K

I'm starting to wonder if something's going on over there at Chase...I just found out that I got an auto-CLI on one of my cards this week from them as well.

 

I didn't even know it happened until one of my credit monitors "congratulated" me on getting a CLI, which left me wondering because I didn't ask for nor get notified about any CLIs.

Message 6 of 15
CreditAggie
Community Leader
Super Contributor

Re: CSP Auto-Cli $5K -> $20K

Congratulations on your CSP auto-CLI!

Current Cards (in order of approval):


         
Current FICO 8 | 9 (June 2026):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 7 of 15
NoMoreDebt
Senior Contributor

Re: CSP Auto-Cli $5K -> $20K

congrats on the cli

AMEX CHARLES SCHWAB PLATINUM NPSL / AMEX GREEN NPSL/ AMEX BLUE BUSINESS PLUS $20000 CL/ FIDELITY REWARDS VISA $23,500 SL

SOCKDRAWER/ NFCU FLAGSHIP $40,000 CL/ NFCU MORE REWARDS $40,000/ WELLS FARGO AUTOGRAPH $8200/APPLE CARD $6500/DISCOVER IT $3000 SL/CITI COSTCO ANYWHERE VISA $6000 SL
Message 8 of 15
WasteMgmt
Regular Contributor

Re: CSP Auto-Cli $5K -> $20K

Nice CLI! Congrats!


CapitalOne Venture X, CapitalOne Quicksilver, Chase Sapphire Preferred, Chase Freedom OG, Chase Freedom OG, Amex BCE, Wells Fargo Autograph
Last application 5/2023
Message 9 of 15
alextercero
Super Contributor

Re: CSP Auto-Cli $5K -> $20K

Congrats on the cli

Current Credit Cards



Currently rebuilding as of (May 2021)

Current Fico Scores 8/9: (December 2024)


Credit Age:

Inquiries:

Message 10 of 15
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