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CSP CLI after only 99 Days

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mgood
Valued Contributor

CSP CLI after only 99 Days

I decided to hit the button to see if I could squeeze any more out of Chase.

 

CSP CLI.png

 

It asked me if I wanted to request an increase on the CSP (was $10,600 and only 99 days since I opened the account) or CFF ($10,900, even though I just got a CLI on that one 56 days ago). I chose the CSP and it spit out an extra $2100 (of play money, as @Remedios would say Smiley Wink ).

[EDIT: After this approval, I went back to see if the CFF still showed up as eligible for an increase. It was not.]

 

EX8 771. Income $72k. Rent $700. Carrying about 20% balance ( Smiley Embarassed yeah, yeah, I'm paying it off).

I did hit $4k spend for my SUB in about two months and just hit $6k total spend (like yesterday, still pending transactions) to get that extra 10k points.

[EDIT: And I'm 6/24 Smiley Tongue ]



EQ8 781, TU8 763, EX8 772 as of May 27
AZE10 - 6% Utl - New Cards: 0/6, 2/12, 5/24
Message 1 of 17
16 REPLIES 16
fury1995
Valued Contributor

Re: CSP CLI after only 99 Days

Nice congrats!

I just peeked a few minutes ago at that possibility for my CSP (it's only a month old) and got the 7-10. I was asked for income and housing.. this was the first time I've been able to get to this screen so I took the shot anyway. Now I'll wait for the feedback.
August 28, 2023 FICO 8

August 28, 2023 FICO BankCard 8

August 28, 2023 FICO Auto 8

citi-costco-ImgurCiti-Double-Cash
Message 2 of 17
Traveler101
Established Contributor

Re: CSP CLI after only 99 Days


@mgood wrote:

I decided to hit the button to see if I could squeeze any more out of Chase.

 

CSP CLI.png

 

It asked me if I wanted to request an increase on the CSP (was $10,600 and only 99 days since I opened the account) or CFF ($10,900, even though I just got a CLI on that one 56 days ago). I chose the CSP and it spit out an extra $2100 (of play money, as @Remedios would say Smiley Wink ).

[EDIT: After this approval, I went back to see if the CFF still showed up as eligible for an increase. It was not.]

 

EX8 771. Income $72k. Rent $700. Carrying about 20% balance ( Smiley Embarassed yeah, yeah, I'm paying it off).

I did hit $4k spend for my SUB in about two months and just hit $6k total spend (like yesterday, still pending transactions) to get that extra 10k points.

[EDIT: And I'm 6/24 Smiley Tongue ]


Congratulations 🎊 

Message 3 of 17
Traveler101
Established Contributor

Re: CSP CLI after only 99 Days


@fury1995 wrote:
Nice congrats!

I just peeked a few minutes ago at that possibility for my CSP (it's only a month old) and got the 7-10. I was asked for income and housing.. this was the first time I've been able to get to this screen so I took the shot anyway. Now I'll wait for the feedback.

Like a trooper. Love it.

Message 4 of 17
CreditMagic7
Mega Contributor

Re: CSP CLI after only 99 Days

Congratulations on your CSP CLI!!

Message 5 of 17
mgood
Valued Contributor

Re: CSP CLI after only 99 Days


@fury1995 wrote:
 . . . (it's only a month old) . . . this was the first time I've been able to get to this screen. . . .

Yes, another impatient person who checks more than once-a-month. My brother!

My third statement cut on the 19th. I'm pretty sure I've checked since then and had no accounts eligible. Maybe it wasn't quite 90 days? Could have been 89 days, possibly. Not sure if passing a certain date was what made it possible or not.

For them to consider you at one month - whether it's approved or not - they must like something about you.



EQ8 781, TU8 763, EX8 772 as of May 27
AZE10 - 6% Utl - New Cards: 0/6, 2/12, 5/24
Message 6 of 17
jibc1978
Frequent Contributor

Re: CSP CLI after only 99 Days

congrats on the CLI!

Personal Cards:

Business Cards:

Store Cards:


Credit Health:



Message 7 of 17
M_Smart007
Legendary Contributor

Re: CSP CLI after only 99 Days

@mgood, Nice!!!

Message 8 of 17
markbeiser
Established Contributor

Re: CSP CLI after only 99 Days



@mgood wrote:


Yes, another impatient person who checks more than once-a-month. My brother!




If nothing else, just to see if the denial reasons change!🤣

Back to gardening until Late February 2026.
Current FICO8:
Message 9 of 17
fury1995
Valued Contributor

Re: CSP CLI after only 99 Days


@mgood wrote:

@fury1995 wrote:
 . . . (it's only a month old) . . . this was the first time I've been able to get to this screen. . . .

Yes, another impatient person who checks more than once-a-month. My brother!

My third statement cut on the 19th. I'm pretty sure I've checked since then and had no accounts eligible. Maybe it wasn't quite 90 days? Could have been 89 days, possibly. Not sure if passing a certain date was what made it possible or not.

For them to consider you at one month - whether it's approved or not - they must like something about you.


Just me here waiting for my letter from Chase..

Screenshot 2023-04-29 225330.png

August 28, 2023 FICO 8

August 28, 2023 FICO BankCard 8

August 28, 2023 FICO Auto 8

citi-costco-ImgurCiti-Double-Cash
Message 10 of 17
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