So I was being a good little boy and watering the plants in the garden when I started seeing these posts about CSP approval this, CSP approval that, then I saw this one with "CSP 80k" in the title and was properly intrigued.
I checked the pre-qual site which hadn't worked for me in the past and saw I was pre-approved for the FU, FF, CSR, and CSP. The 80k offer was there for me too so I hemmed and hawed a little bit wondering if I would be able to hit that $4k spend requirement in three months. Then I said screw it, because even with the processing fee for using a card to pay my rent with a CC, I would be coming out farrrrr ahead with the 80k points - even if I redeem for cash like I plan to.
So here I am with a new CSP on the way with a SL of $15.5k (highest SL and just below my BoA CR that I just increased) and APR of 19.99% (PIF anyway).
Only got the notification from Experian so far for a pull, CreditKarma hasn't sent anything for EQ or TU yet. Prior to this, I was at a 778 FICO 8 with EX. Don't imagine it'll drop too much because of my other cards opened recently (3 in June, 1 in July). This puts me at 5/24 for Chase. Income reported at 78k.
as of 2/22/26
Congrats on your approval!
Nicely done, Congratulations on your CSP approval!
Congratulations on your approval!
Congratulations on your approval!!
