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CSP Shockingly Approved

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MrCollector
Regular Contributor

CSP Shockingly Approved

Well this was completely unexpected. I've had a great run over the last three weeks, picking up all but one of my cards in that span (longer version http://ficoforums.myfico.com/t5/Credit-Cards/Recon-chances-with-Citi-and-Capital-One/td-p/3027802). I asked the wise people of this great forum if I should apply for another card (http://ficoforums.myfico.com/t5/Credit-Cards/Recon-chances-with-Citi-and-Capital-One/td-p/3027802), and gardening was the unanimous answer, and I was in agreement with that.

 

Today, I decided to payoff and close my Cap 1 QuicksilverOne (which I just got PC'd to last week), as the APR was astronomical and I would never use given my new options, all of which have no APR currently. I told myself I would apply for one card to replace it. I decided to go big or go home, and applied for the CSP, since I already have the Freedom with Chase, and didn't want to add another bank to my list.

 

To my shocking surprise, I was instantly approved with a 5K limit. Never in a million years did I think I would get approved, especially with it being the seventh card I applied for this month.

 

Baffled and elated.

829 (TU) 809 (EX) 827 (EQ)

Charles Schwab Amex Platinum NPSL | Chase Sapphire Reserve 51k | Hilton Aspire 46k | Citi AAdvantage Executive 23k | Aviator Red 18k | Fidelity Rewards 18k | Capital One Venture X 11k | World of Hyatt 10k | | Discover It
Message 1 of 16
15 REPLIES 15
yudeology101
Senior Contributor

Re: CSP Shockingly Approved

Congrats on your approval!!  Welcome to CSP family, call them back and ask them to expedite the card for ya Smiley Wink

JPM Ritz Carlton $8k I UMP Club $8k I CSP $8k | Chase Hyatt $5k I AMEX Green NPSL I AMEX Delta $2k I Citi AA $2k | C1 QS $4.5k
BOA UNC-CH Alumni $6k I Hawaiian WEMC $3k I Arrival $6.5k I IT $1.5k | Merrill+ $2k | Lowes $12k | Apple $2k | +23more
Scores: EQ:671 (FICO 11) EX:686 (FICO N/C) TU:686 (FICO N/C) *8-5-14*
Overall UTIL: 14% *Gardening Since: 1/20/16*
------------------------------------------------------------
Need to stay out of trouble.... Go Heels!!! ... GC Watchlist ( #1 since 12-12-13)
Message 2 of 16
MrCollector
Regular Contributor

Re: CSP Shockingly Approved

Didn't even know I could do that. Thanks!

829 (TU) 809 (EX) 827 (EQ)

Charles Schwab Amex Platinum NPSL | Chase Sapphire Reserve 51k | Hilton Aspire 46k | Citi AAdvantage Executive 23k | Aviator Red 18k | Fidelity Rewards 18k | Capital One Venture X 11k | World of Hyatt 10k | | Discover It
Message 3 of 16
vpae
Established Contributor

Re: CSP Shockingly Approved

Congrats OP!! A huge run for you this month. Garden Strong.

 

And don't wait too long to call and have it expedited. Because if it's anything like my situation... you'll get the expedited card. And then you might get the first card that they already put  in the mail, lol Smiley Happy

12/19/19 06/11/20 07/02/20
Total CL: $708,900. Largest CL: Amex Bonvoy Brilliant $70K. Apple Card $40K. Chase Ritz Carlton $35K. Mouseover for individual CLs
Message 4 of 16
MrCollector
Regular Contributor

Re: CSP Shockingly Approved


@vpae wrote:

Congrats OP!! A huge run for you this month. Garden Strong.

 

And don't wait too long to call and have it expedited. Because if it's anything like my situation... you'll get the expedited card. And then you might get the first card that they already put  in the mail, lol Smiley Happy


Should I call the backdoor number or just the regular number on the back of my Freedom? Edit: And Thanks!

829 (TU) 809 (EX) 827 (EQ)

Charles Schwab Amex Platinum NPSL | Chase Sapphire Reserve 51k | Hilton Aspire 46k | Citi AAdvantage Executive 23k | Aviator Red 18k | Fidelity Rewards 18k | Capital One Venture X 11k | World of Hyatt 10k | | Discover It
Message 5 of 16
MrCollector
Regular Contributor

Re: CSP Shockingly Approved

Called the number on my Freedom and they said they couldn't expedite. Three to five business days. Incompetent CSR or policy?

829 (TU) 809 (EX) 827 (EQ)

Charles Schwab Amex Platinum NPSL | Chase Sapphire Reserve 51k | Hilton Aspire 46k | Citi AAdvantage Executive 23k | Aviator Red 18k | Fidelity Rewards 18k | Capital One Venture X 11k | World of Hyatt 10k | | Discover It
Message 6 of 16
yudeology101
Senior Contributor

Re: CSP Shockingly Approved


@MrCollector wrote:

Called the number on my Freedom and they said they couldn't expedite. Three to five business days. Incompetent CSR or policy?


800-493-3319

 

this is the CSP number, call them and tell them you just got approved and need the card for your travel this weekend.

JPM Ritz Carlton $8k I UMP Club $8k I CSP $8k | Chase Hyatt $5k I AMEX Green NPSL I AMEX Delta $2k I Citi AA $2k | C1 QS $4.5k
BOA UNC-CH Alumni $6k I Hawaiian WEMC $3k I Arrival $6.5k I IT $1.5k | Merrill+ $2k | Lowes $12k | Apple $2k | +23more
Scores: EQ:671 (FICO 11) EX:686 (FICO N/C) TU:686 (FICO N/C) *8-5-14*
Overall UTIL: 14% *Gardening Since: 1/20/16*
------------------------------------------------------------
Need to stay out of trouble.... Go Heels!!! ... GC Watchlist ( #1 since 12-12-13)
Message 7 of 16
MrCollector
Regular Contributor

Re: CSP Shockingly Approved


@yudeology101 wrote:

@MrCollector wrote:

Called the number on my Freedom and they said they couldn't expedite. Three to five business days. Incompetent CSR or policy?


800-493-3319

 

this is the CSP number, call them and tell them you just got approved and need the card for your travel this weekend.


It worked! Thank you, yudeology101! 

829 (TU) 809 (EX) 827 (EQ)

Charles Schwab Amex Platinum NPSL | Chase Sapphire Reserve 51k | Hilton Aspire 46k | Citi AAdvantage Executive 23k | Aviator Red 18k | Fidelity Rewards 18k | Capital One Venture X 11k | World of Hyatt 10k | | Discover It
Message 8 of 16
yudeology101
Senior Contributor

Re: CSP Shockingly Approved


@MrCollector wrote:

@yudeology101 wrote:

@MrCollector wrote:

Called the number on my Freedom and they said they couldn't expedite. Three to five business days. Incompetent CSR or policy?


800-493-3319

 

this is the CSP number, call them and tell them you just got approved and need the card for your travel this weekend.


It worked! Thank you, yudeology101! 


Smiley Wink

JPM Ritz Carlton $8k I UMP Club $8k I CSP $8k | Chase Hyatt $5k I AMEX Green NPSL I AMEX Delta $2k I Citi AA $2k | C1 QS $4.5k
BOA UNC-CH Alumni $6k I Hawaiian WEMC $3k I Arrival $6.5k I IT $1.5k | Merrill+ $2k | Lowes $12k | Apple $2k | +23more
Scores: EQ:671 (FICO 11) EX:686 (FICO N/C) TU:686 (FICO N/C) *8-5-14*
Overall UTIL: 14% *Gardening Since: 1/20/16*
------------------------------------------------------------
Need to stay out of trouble.... Go Heels!!! ... GC Watchlist ( #1 since 12-12-13)
Message 9 of 16
MrCollector
Regular Contributor

Re: CSP Shockingly Approved

Have a question about intial CL that may not fit in this section so I made another thread (http://ficoforums.myfico.com/t5/Credit-Cards/CSP-Initial-CL/td-p/3039946)

829 (TU) 809 (EX) 827 (EQ)

Charles Schwab Amex Platinum NPSL | Chase Sapphire Reserve 51k | Hilton Aspire 46k | Citi AAdvantage Executive 23k | Aviator Red 18k | Fidelity Rewards 18k | Capital One Venture X 11k | World of Hyatt 10k | | Discover It
Message 10 of 16
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