CSP odds

[Shock]

Keeping in mind my Southwest is only 6 months old (originally 12k but moved some over to Freedom), what do you think my chances are? SW is sockdrawered and Freedom is only used for categories and recurring Netflix and 24 Hour Fitness.

[Creditaddict]

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@Shock wrote:

Keeping in mind my Southwest is only 6 months old (originally 12k but moved some over to Freedom), what do you think my chances are? SW is sockdrawered and Freedom is only used for categories and recurring Netflix and 24 Hour Fitness.

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VERY GOOD! actually borderline are you kidding me you are actually asking?!!

[-NewGuy-]

I would have to agree.

[Shock]

My concern is I may be very close to total exposure and dont want to waste a HP. Does this change anything?

[Creditaddict]

No

[Anonymous]

If a "financial delinquent" like me can get a CSP, You can get a CSP.

[jon22guitar]

I thought my chances at a CSP were slim and I was given a 10k limit. GO FOR IT!

[Shock]

the only question now is cold apping online or doing it in branch lol. Maybe since the app origin is from one of its banks i have a better shot?

[js0319]

Check and see if you are pre-qualified through the Chase website. The APR is 15.99% for everyone! and the pre-quals are pretty accurate. 

[Anonymous]

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@Shock wrote:

the only question now is cold apping online or doing it in branch lol. Maybe since the app origin is from one of its banks i have a better shot?

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That depends. Do you bank with Chase already?

I've heard of 40,000 UR with $2,000 spend offers in-branch.