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Cap 1 6-month 4X auto-CLI!

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SevenNEW
Established Contributor

Re: Cap 1 6-month 4X auto-CLI!

Way to go! Definitely, it did not use to be like this. Cap 1 is getting a little less... what can I say? A little more generous. ; ) They just raised my own CL, and I am looking forward to my next 6-month CLI.

 

Congratulations again!!

SevenNEW, Garden Nerd - In the Garden until 2015!
4.2K 10K 24.6K
Message 11 of 16
Kenny
Moderator Emeritus

Re: Cap 1 6-month 4X auto-CLI!


@sponge_gto wrote:

Previously I had tried the luv button a couple of times but were always insta-denied with a message the following day citing "account has not been open for 6 months". Under the Credit Steps program I expected to get a $250 CLI from $500 making $750 total by the 7th statement. However when my 6th statement cut today, I saw my limit is now $2k!

 

My card is an interesting product. It started off as a no-AF platinum mastercard that I applied for only because I was pre-approved and new to credit. After a few months of minimal use, I called to be enrolled in any rewards program and got the 1.5% cashback benefit which motivated me to move quite a bit of spending to this card, especially during my recent trip to Canada. A $2k credit line is nothing to write home about but coming from $500 it feels like a major step forward. Maybe Capital One isn't so bad for a starter card after all!


Congratulations on your credit limit increase! Smiley Happy Thanks for sharing.

Message 12 of 16
Anonymous
Not applicable

Re: Cap 1 6-month 4X auto-CLI!


@sponge_gto wrote:

Previously I had tried the luv button a couple of times but were always insta-denied with a message the following day citing "account has not been open for 6 months". Under the Credit Steps program I expected to get a $250 CLI from $500 making $750 total by the 7th statement. However when my 6th statement cut today, I saw my limit is now $2k!

 

My card is an interesting product. It started off as a no-AF platinum mastercard that I applied for only because I was pre-approved and new to credit. After a few months of minimal use, I called to be enrolled in any rewards program and got the 1.5% cashback benefit which motivated me to move quite a bit of spending to this card, especially during my recent trip to Canada. A $2k credit line is nothing to write home about but coming from $500 it feels like a major step forward. Maybe Capital One isn't so bad for a starter card after all!


Congratulations!  Cap 1 has treated me pretty well so far.

Message 13 of 16
chalupaman
Super Contributor

Re: Cap 1 6-month 4X auto-CLI!

Wow! Congrats on the really nice bump from CapOne. My sixth statement comes out next month so I'm crossing my fingers I'll have a lot of luck with it too and that my new limit won't just be $750 though that would put the card slightly ahead of my WF College Cashback card in that respect. Surprisingly for a company that's gotten criticized a lot and doesn't exactly have the best reputation out there compared to other major lenders, they've been pretty generous with me so far because my Quicksilver card started out as a Journey card and two months later I had an offer on file to upgrade.

Tradelines: Macy’s - $18k, Penfed Power Cash Rewards - $10k, Ethan Allen (TD Bank) - $5.7k, Kay Jewelers - $5.5k, Appliances Connection - $5.3k, Jared - $5.25k, Best Buy (Citi) - $5k, Dell Preferred Account - $3.5k, Samsung - $3.2k, Firestone CFNA - $3.2k, Capital One Platinum - $3k, Mercury MC - $2.25k, Williams Sonoma - $2.1k, Wayfair (Fortiva) - $2k, Amazon Store Card - $1.8k, Apple Card - $1.7k, NFCU cashRewards - $1.5k, CareCredit - $1.5k, B&H Photo - $1.5k, Adorama - $1.25k, Ebay MC - $1k, Sam’s Club MC - $1k, American Eagle - $1k, Ollo MC - $600, Mission Lane Visa - $500, NY & Company - $500, Walgreens - $500, Home Depot - $500, Target RED Card - $500, CapOne Secured MC 0 AF - $500, Penfed Overdraft LOC - $500

Current FICOS: Mid 640s-50s on all reports, Ch 7 BK D/C Aug 2019
Starting scores: EX - 534, EQ - 574, TU - 516 | Total TLs: $91k approx | Total Utilization: 17%, getting this back down
Message 14 of 16
Anonymous
Not applicable

Re: Cap 1 6-month 4X auto-CLI!

That is awesome! I just got a Cap1 Classic Platinum and Quicksilver MC and I am enrolled in the credit steps program. Hopefully I get shown as much as love as you! Congrats!

Message 15 of 16
creditFiend
Established Contributor

Re: Cap 1 6-month 4X auto-CLI!

Congrats
Last app: 2/21/2016
Amex PRG (NPSL)| Amex Hilton Surpass ($17.6K)| Barclays Arrival WEM ($13K)| Barclays SM ($11K)| Capital One QS ($15K)
CareCredit (15.6K)| Chase CSP ($12K)| Chase Hyatt ($5K)| Chase FU VS ($7K)| Chase Ritz ($16.7K)| Citi DC ($2.4K)
Discover It ($4K)| Lowe's ($17K)| MSUFCU ($5K)| Nasa FCU ($20K)| Navy Cash Rewards ($20K)| Navy CLOC ($15K)
PenFed Thrifty ($500)| USAA Rate Advantage ($7K)
Message 16 of 16
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