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Cap 1 Auto CLI

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Anonymous
Not applicable

Cap 1 Auto CLI

Ok, without getting too in depth, I have two Cap 1 cards.  A QS that I graduated from a Platinum using the link in another post (Thanks guys) with a $500 limit.  I also have a QS1 that was at $500 after credit steps.  I'm coming up on the 1 year anniversary for the QS1, so I decided to roll the dice and request a cli.  I got declined due to the last cli still being too recent.

 

Lowe and behold, a week later, I get a random email from Cap1 congratulating me on my CLI.  I log in to check, and the QS1 has been increased to $3000!  Its now my highest limit card, and I have no idea where the cli came from, as it shouldn't be eligible till next month.

 

Another happy note, I got a pre-qualified offer from AMEX for a Delta Sky Miles Gold card.  I apped, and got approved for $1000!  Its my first AMEX, so I'm super excited to just be a member. I've even set up all of my online info, and downloaded the app before the card even shipped.

Message 1 of 18
17 REPLIES 17
AllZero
Mega Contributor

Re: Cap 1 Auto CLI

Congratulations on your approval and PCLI!

Message 2 of 18
Credit4Growth
Senior Contributor

Re: Cap 1 Auto CLI

😎 Congratulations on the auto increase as well as the Amex approval! 👍

Message 3 of 18
MartyWrite75
Valued Contributor

Re: Cap 1 Auto CLI

Congratulations on you CLI and getting your AMEX card.  Excellent news!

June 2025: Experian 772; Equifax 788; Transunion 781


Cards I Have:
Cap One QS: $600 (Sock drawer) || Cap One QS (#2): $7,500 (Sock drawer) || Discover It: $17,400 || Cap One Savor One: $600 (Sock drawer) || AMEX BCP: $10,000 || Amazon Prime Store Card: $10,000 || FNBO Rewards Visa: $2,600 || Discover Cash Back: $9,500 || Citi Custom Cash: $15,500 || Verizon VS Visa: $20,000 || Amex Hilton Honors: $12,000 || Amazon (Chase) Prime Rewards (VS): $9,500 || Citi Double Cash: $6,900

Wishlist Cards:
Paypal Mastercard || Bread Mastercard

Gardening to 6/2026(ideally)
Total Utilization: 11%
Inquiries: Exp: (2) Trans: (1) Equif: (1)

Message 4 of 18
BAD_UP
Established Contributor

Re: Cap 1 Auto CLI

Congrats on you Cap1 CLI and Amex Approval🎉👍




Starting Score: 541
Nov 15 2020 score: EQ FICO8 635, TU8 636, EX8 644
Dec 15 2020 score: EQ FICO8 633, TU8 658, EX8 661
Jan 15 2021 Score EQ FICO8 698, TU8 689, EX8 706
Feb15 2021 Score EQ FICO8 704, TU8 702 , EX8 712 Goal Score: All Scores 760+,

In the garden since 1/28/21
Recently App. 1/3/21 & 1/23/21
What will you attempt to do if you knew could not Fail?
Message 5 of 18
Iusedtolurk
Established Contributor

Re: Cap 1 Auto CLI


@Anonymous wrote:

Ok, without getting too in depth, I have two Cap 1 cards.  A QS that I graduated from a Platinum using the link in another post (Thanks guys) with a $500 limit.  I also have a QS1 that was at $500 after credit steps.  I'm coming up on the 1 year anniversary for the QS1, so I decided to roll the dice and request a cli.  I got declined due to the last cli still being too recent.

 

Lowe and behold, a week later, I get a random email from Cap1 congratulating me on my CLI.  I log in to check, and the QS1 has been increased to $3000!  Its now my highest limit card, and I have no idea where the cli came from, as it shouldn't be eligible till next month.

 

Another happy note, I got a pre-qualified offer from AMEX for a Delta Sky Miles Gold card.  I apped, and got approved for $1000!  Its my first AMEX, so I'm super excited to just be a member. I've even set up all of my online info, and downloaded the app before the card even shipped.


@Anonymous  Congrats on your Amex and big Congrats on your cap1 cli. That's a big increase for cap1. How did you use your card big spends and/or paid in full when statement cut?

Message 6 of 18
CreditAggie
Community Leader
Super Contributor

Re: Cap 1 Auto CLI

Congratulations on your Capital One auto-CLI and Amex approval!

Current Cards (in order of approval):


         
Current FICO 8 | 9 (December 2025):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 7 of 18
M_Smart007
Legendary Contributor

Re: Cap 1 Auto CLI

Congratulations!

Message 8 of 18
gdale6
Moderator Emeritus

Re: Cap 1 Auto CLI

Grats on your double play and welcome to myFico Smiley Happy

Message 9 of 18
Anonymous
Not applicable

Re: Cap 1 Auto CLI

I was surprised because that's a huge CLI for Cap1.  I've been pushing about 5 to 7 hundred a month through the card and paying down to 10% by the statement date.  On my last cli request, I asked for 1,000.  I'll take the 3 though!

Message 10 of 18
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