Cap 1 Pottery Barn Visa Signature Approval

stancil70 · ‎09-29-2023

Got pre-qual notice when I was doing some online shopping so applied. Approved for $18,200.00. Capital One has been very stingy with me with CLIs on my current Cap 1 cards so I was pleasantly surprised at the starting limit on this one.

My Wallet: Chase Freedom Unlimited 2k; Chase Amazon Prime 30k; Chase IHG 500; Chase Disney 15k; Chase Mariott Bonvoy 23.7k; Barclays Carnival 11.1k; Barclay Rewards 1.9k; Cap 1 Savor 15k, Cap 1 Walmart 10k; Cap 1 QS 6.7k; Cap 1 Pottery Barn 18.2k; Discover It 12k; Citi Rewards 14.7k; Citi DC 14k; Citi Simplicity 16.8k; Citi Custom Cash 3k; Amex Goldno pre-set limit; Amex BCE 5.1k; Amex Hilton 40k; Amex Magnet 5.5k; Amex Macys 19.7k; Amex Delta 20k; BOA Cash Rewards 75k; BOA Travel Rewards 15.2k; Wells Fargo Active Cash 22k; Best Buy Visa 3.3; BP Visa 4k; Target MC 4k; Kohls 3k; Nordstrom 1k; Apple MC 15k; Penfed Power Cash 8.8k; Penfed Platinum 10k; Various Comenity MC/Visa 72.6k/ Various Synchrony MC/Visa 83.5k. Total Credit Lines: $597,150k, utilization less than 1%. FICO scores 775 - 800; Annual Income $250k

Im-back · ‎09-29-2023

Saw this, followed your lead. Got the card.

Jeffster1 · ‎09-29-2023

Congrats on the approval!

0% utilization
FICO 8 EX 839 EQ 825 TU 834
American Express Blue Cash Preferred 30K I American Express Blue Cash Everyday 30K I American Express Delta Skymiles 13.9K I American Express Schwab Investor Card 5K I Bank of America Customized Cash Rewards Visa 30K | Kinecta MyPerks Rewards MC 35K | Wells Fargo Autograph Visa 30K I BMO Harris Cash Back MC 12K | Capital One QS MC 12.5K I NFCU Flagship Rewards Visa 52K I NFCU Amex 28K I Citi Best Buy Visa 15K I Macy’s Amex 25K I Bloomingdale’s Amex 10K I Citi Thank You MC 10K I Bread Financial American Express 18K I AAA Daily Advantage Visa Signature 8.5K I Saks Fifth Avenue World Elite MC 13.3K I Citi Dillard’s Visa 5K I JCPenney MC 10K I Synchrony Premier MC 10K I UCLA Wescom CU Rewards Visa 7K I PayPal Cash Back MC 20K I MyWalgreens Mastercard 10K I TD Bank Double Up Visa 5K I USBank Cash Visa 5K I Gemini Bitcoin MC 15K I TMobile Capital One Visa 20K I BILT 2.O MC 10K

NoMoreDebt · ‎09-30-2023

Congrats on the approval

AMEX CHARLES SCHWAB PLATINUM NPSL / AMEX GREEN NPSL/ AMEX BLUE BUSINESS PLUS $20000 CL/ FIDELITY REWARDS VISA $23,500 SL

SOCKDRAWER/ NFCU FLAGSHIP $40,000 CL/ NFCU MORE REWARDS $40,000/ WELLS FARGO AUTOGRAPH $8200/APPLE CARD $6500/DISCOVER IT $3000 SL/CITI COSTCO ANYWHERE VISA $6000 SL

JoeRockhead · ‎09-30-2023

Nice SL, congratualtions on your approval!

youngandcreditwrthy · ‎10-01-2023

Congrats! Curious.. what are your stats? Score, etc.?

CreditCuriosity · ‎10-01-2023

Congrats the card will grow with or without use. Last few times just asked for 5k sp cli and given anytime I ask. Sits currently at 40k. Likely will leave it there, but can go higher as n someone at the 50k mark on the card.

credit_endurance · ‎10-01-2023

@stancil70 wrote:
Got pre-qual notice when I was doing some online shopping so applied. Approved for $18,200.00. Capital One has been very stingy with me with CLIs on my current Cap 1 cards so I was pleasantly surprised at the starting limit on this one.

Congrats @stancil70 on the approval! Awesome starting limit. I tried the same exact thing but it keeps giving me a notice that I already have William Sonoma card and that I'm not eligible for this product. I'm I completely missing something?

Starting FICO08 Scores 2016 All in the mid 500’s
Current FICO08 Scores SEP 2023 (TU 834) (EQ 831 (EXP 831)

“The credit is no longer bruised, it has endured the test of time” (formally know as bruisedcredit)

cynicaldragon83 · ‎10-02-2023

@credit_endurance wrote:
@stancil70 wrote:
Got pre-qual notice when I was doing some online shopping so applied. Approved for $18,200.00. Capital One has been very stingy with me with CLIs on my current Cap 1 cards so I was pleasantly surprised at the starting limit on this one.
Congrats @stancil70 on the approval! Awesome starting limit. I tried the same exact thing but it keeps giving me a notice that I already have William Sonoma card and that I'm not eligible for this product. I'm I completely missing something?

Pottery Barn is owned by Williams Sonoma so that might be why. Capital One has several different branded cards for them and it is kinda weird (I think they have 3 or 4, Williams Sonoma, Pottery Barn, west elm and their Key Rewards).

SouthJamaica · ‎10-02-2023

@stancil70 wrote:
Got pre-qual notice when I was doing some online shopping so applied. Approved for $18,200.00. Capital One has been very stingy with me with CLIs on my current Cap 1 cards so I was pleasantly surprised at the starting limit on this one.

Congratulations on that whopping approval.