Cap 1 Quicksilver

[MortgageMinded]

After a few mos with secured Cap 1 card, got a Quicksilver card approval.   Limit is $300 but it's a start in the right direction.  

In short, I got a secured cap 1 in Feb 2014 and now approved for a Quicksilver in June.   Paid card on time and in full each month.   Guess I will keep both (since I don't want to ruin my AAOA).

At least I am starting to get unsecured cards....   Looking up from here.   I guess I will do some gardening a few mos before considering app'ing anything else.

Thanks all for great advice!!!

[VinnyVee]

Congrats! I got my Quicksilver One with a 300 limit about 2 weeks ago. The 1.5% cash back is pretty nice and flawless thus far. I'm hoping when the auto CLI comes around they'll see that I'm putting all of my purchases on that card and paying them all off full so they can consider a nice bump with more breathing room.

[coldnmn]

Congrats! Even a closed TL is figured into your AAoA for ten years. Thanks for sharing.

[MissMoni223]

CONGRATS and welcome the Quicksilver family!  I've had mine since June 2013 and I just recently got my APR lowered and annual fee removed.  I'm waiting for my response from the EO on a CLI.  My current limit is $4,000 and I started at $2,000. Right now this is my highest limit card.

[gdale6]

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@MortgageMinded wrote:

After a few mos with secured Cap 1 card, got a Quicksilver card approval.   Limit is $300 but it's a start in the right direction.  

In short, I got a secured cap 1 in Feb 2014 and now approved for a Quicksilver in June.   Paid card on time and in full each month.   Guess I will keep both (since I don't want to ruin my AAOA).

At least I am starting to get unsecured cards....   Looking up from here.   I guess I will do some gardening a few mos before considering app'ing anything else.

Thanks all for great advice!!!

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Grats on your new card

[alvon123]

congrats

[Anonymous]

Congrats! Beat my starting CL which was $200.

[MortgageMinded]

Thanks all....  I got a little greedy since I had a Wells Fargo and Cap One secured, I have paid both on time and in full.    I apped for an unsecured for both and only Cap 1 gave me the Quicksilver card.   I recon'ed CS at WF and got nowhere, not sure I am going to continue banking once this is past me.  

I am wondering if that is it or should I try to contact again hoping to get another rep at WF with a heart.   Do you think that WF is ultra-conservative and won't budge?

Thanks again....   Happy with CL and getting an unsecured with rewards.   Did get an HP with Cap 1 on all 3, WF so far only on EQ.

[BearsAndTurtlesRtheBest]

So the Quicksilver approval was for how much is it a VISA Siggy/Platinum or regular MC/WMC?

[MortgageMinded]

It was a MC.   The line was $300.