I've had a Cap 1 Visa Platinum since 2004. The credit limit was always $500, but the APR was 8.9% and no AF. Until recently, I hated the card and rarely used it since Cap 1 had never increased my CL - I totally planned to ax the card after applying for my mortgage next year. Based on suggestions from this forum, I requested a CLI last week and was given an increase to $2000. Based on further suggestions, I called and spoke with a CSR and requested a PC to the QuickSilver. I was immediately upgraded, got to keep my current fantastic APR, and still no AF. I'm actually excited about getting and using the QS now! Cap 1 went from having a dissatisfied customer who was counting down the days to cancellation to having a customer who is actually excited about using her new card. Moral of the story: just ask for what you want!
Chase Sapphire Preferred $35,000 | Bank of America Cash Rewards Visa Signature $45,000 | Amex BC Preferred $28,000 | Discover More Cash Rewards $12,000 | Chase Amazon Rewards $8600 | Capital One Quicksilver $2000 | CareCredit $12,000 | Macy's $15,000 | Victoria's Secret $5600 | New York and Company $4000
Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
EQ 817, EX 815, TU 813 (Updated 1/5/18: TU 843
