Cap One AND Citi showing some love!

sdoonan · ‎02-13-2013

Hey all,

The past couple weeks have been excellent for my credit limits. Earlier this month I spoke with the Capital One Executive Office and managed to get my Cap One Student card bumped from $750 to $1000; this morning I logged into CitiCards to prep for a balance transfer and saw an offer to check for a credit line increase. It was the short form without a credit inquiry; after entering my information, I got an offer to double my CL from $1000 to $2000.

Needless to say, I took it without hesitation. =)

My credit has improved massively from where it was just a year ago, and I'd like to that you guys here on the forum for helping out with that, which I'm sure is what led to these increases.

Cards: CitiForward for Students (2K, opened 8/2009), Discover it (2K, opened 7/2010), AMEX BCE (1k, opened 12/2010), Capital One Quicksilver (4.5k, opened 11/2011), Chase Freedom (1.5k, opened 8/2014)

AMEX Platinum (NPSL, AC arrangement, added 12/2011), Citi AAdvantage AMEX (9k, AU, backdated to 9/2008)

Scores: TU 667, EQ 651

In the Garden since 8/8.

Epcot · ‎02-13-2013

Nice, Congrats on the increases!

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 849 EX 835 TU 841

Creditaddict · ‎02-13-2013

I don't see a place to even ask online so guess that means it's not available? that could really help in deciding if it's something anyone should request

sakhalin070 · ‎02-13-2013

Congrats, it's rare to see Cap One CLI success stories, lol! So Citi gave you a CLI without a hard pull eh? That's nice. Where did you see the offer to check for a credit increase (with no inquiry)? I'd love to get a CLI on my Citi Forward with only a soft.

AMEX BCE, Discover IT, Citi Forward, BoA Travel Rewards, Barclaycard Cash Forward

chnceit · ‎02-14-2013

Congrats! Cap One is really working with people thats great

Last Pulled EQ: 809
Last Credit Card App: 02/05/2016
Last CLI: 02/06/2016
Find Me: Gardening