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Just reached my 1 year anniversary on my cap 1 qc. Started off $500 sl then hit the luv button around Oct 2015 for another $500 then credit steps kicked in Dec 2015 for another $500 bring my total to $1500. Fast fwd to now my 6th statement just cut from my last CLI so my question would be, do I initiate a CLI or do I hold out for an auto CLI?
@coldnmn wrote:
At 1 year they gave me an auto CLI. I don't use it and it doesn't see any CLIs now. I would give it at least a couple more statements. Good Luck!
How much did did you recieve at your 1 year anniversay?
I posed the same question and I'm waiting to see if at the one year point - June 25th - they do an automatic increase. May 2015 I got the Platinum for $500 and June the Quick Silver for $750. In November they raised the Platinum to $2500 and December the Quick Silver up to $3000. I combined the Platinum into the Quick Silver in January to a total of $5500. So I was wondering if they'll do an automatic increase after June 25th. If they don't, I'll wait a month or two before I decide to inquire about it.
| Total CL: $321.7k | UTL: 2% | AAoA: 7.0yrs | Baddies: 0 | Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping |










@6speed8 wrote:I posed the same question and I'm waiting to see if at the one year point - June 25th - they do an automatic increase. May 2015 I got the Platinum for $500 and June the Quick Silver for $750. In November they raised the Platinum to $2500 and December the Quick Silver up to $3000. I combined the Platinum into the Quick Silver in January to a total of $5500. So I was wondering if they'll do an automatic increase after June 25th. If they don't, I'll wait a month or two before I decide to inquire about it.
I am kicking myself now for closing my secured cp one platinum last year because it was stuck on a $200 limit. They would have probably given me a CLI on it
and would be combing my platinum with my Quicksiver as well. But, looking through my emails from cap one looks like they cut the statement first then a day or 2 aftewards they will offer auto cli so hang in there and see what happens.
@RM21 wrote:
I'd wait at first to see if they give you the auto increase, then try it if they don't.
Wil do, and I will report back with any changes.
Well, It's day 3 since 6th consecutive statement cut and still no auto Luv from cap one, should I intiate a CLI?