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Cap One CLI! FINALLY!

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sarahcatherinemay
Regular Contributor

Cap One CLI! FINALLY!

Just when I thought a credit limit increase was hopeless, I thought I would try my luck and go for it! I tried once before by going the EO route with no luck. This time I just went through the Credit Limit Increase Request online. 

 

Automatic increase from my sad little $750 cl to $1750! Thank you Capital One!! I have had the card for just about a year - no late payments and it gets good use every month. I don't pay it in full, but I do make sure that I pay it down so it reports at about 9% util. 

 

Today might be your lucky day too Smiley Happy


Starting Score: 525
Current Score: EQ Fico 766 | TU Fico 715 | EX Fico 753
Goal Score: 800


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Message 1 of 10
9 REPLIES 9
alvon123
Super Contributor

Re: Cap One CLI! FINALLY!

congrats


Message 2 of 10
gdale6
Moderator Emeritus

Re: Cap One CLI! FINALLY!

Thanks for the info. Enjoy Smiley Happy

Message 3 of 10
coldnmn
Mega Contributor

Re: Cap One CLI! FINALLY!

Congrats! Thanks for sharing.

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Message 4 of 10
ForMyBiz
Frequent Contributor

Re: Cap One CLI! FINALLY!

Congrats!  That's a nice increase for sure!

Message 5 of 10
myjourney
Super Contributor

Re: Cap One CLI! FINALLY!

Congrats 

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 6 of 10
djc1puno
Valued Contributor

Re: Cap One CLI! FINALLY!

nice cli Smiley Happy congrats!



GARDEN GOAL: MARCH 2014
LAST APP: 08/20/2013
---=[NORTHBOUND]=---
Message 7 of 10
yudeology101
Senior Contributor

Re: Cap One CLI! FINALLY!

WTG, OP!  Congratulations.

JPM Ritz Carlton $8k I UMP Club $8k I CSP $8k | Chase Hyatt $5k I AMEX Green NPSL I AMEX Delta $2k I Citi AA $2k | C1 QS $4.5k
BOA UNC-CH Alumni $6k I Hawaiian WEMC $3k I Arrival $6.5k I IT $1.5k | Merrill+ $2k | Lowes $12k | Apple $2k | +23more
Scores: EQ:671 (FICO 11) EX:686 (FICO N/C) TU:686 (FICO N/C) *8-5-14*
Overall UTIL: 14% *Gardening Since: 1/20/16*
------------------------------------------------------------
Need to stay out of trouble.... Go Heels!!! ... GC Watchlist ( #1 since 12-12-13)
Message 8 of 10
msevelee
Member

Re: Cap One CLI! FINALLY!

Sarahcmgreen, was your CLI instantly approved?

Message 9 of 10
sarahcatherinemay
Regular Contributor

Re: Cap One CLI! FINALLY!

Yes @msevelee - I put in my annual income, employment status and monthly rent/house payment and hit submit .. A few seconds later there was a message that said, this account qualifies for a $1000 credit limit increase! And then it gives you 3 options: it says would you like to: 1. Accept the increase and start using right away 2. Accept a lower increase amount 3. Don't accept and keep your limit where it's at (those are not the exact words at all but you get the idea!)
The increase was immediately reflected on my account!

Starting Score: 525
Current Score: EQ Fico 766 | TU Fico 715 | EX Fico 753
Goal Score: 800


Take the myFICO Fitness Challenge
Message 10 of 10
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