Cap One CLI + PC Success !!!!

[RockinRay]

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@CS800 wrote:

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@RockinRay wrote:

They sure are making you wait.

I do not understand this. With you scores and currentl credit accounts, I would think they would jump at the opportunity to get more of your business.

Fingers still crossed....

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I think it can go both ways in terms of scores and other accounts. Some creditors might think I have too much available credit?

Practically all my CL's are above $10K

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Yep - I remember this. I do not think have too much available would be held against you - you manage your money very well, and they do make swipe fees from you too. So it is in their best interest to keep you happy...

Remeber, in their eyes you are a "dead-beat", in other words, you pay your blance in full... LOL Dead-beat is the term that Best Buy card accounts are referred to when they PIF.

[CS800]

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@RockinRay wrote:

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@CS800 wrote:

---

@RockinRay wrote:

They sure are making you wait.

I do not understand this. With you scores and currentl credit accounts, I would think they would jump at the opportunity to get more of your business.

Fingers still crossed....

---

I think it can go both ways in terms of scores and other accounts. Some creditors might think I have too much available credit?

Practically all my CL's are above $10K

---

Yep - I remember this. I do not think have too much available would be held against you - you manage your money very well, and they do make swipe fees from you too. So it is in their best interest to keep you happy...

Remeber, in their eyes you are a "dead-beat", in other words, you pay your blance in full... LOL Dead-beat is the term that Best Buy card accounts are referred to when they PIF.

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I do pif on all my cards but one. I have never carried a balance on the cap one.

So they give me a $5K CL and also did ask me questions about my other CL's.

If I don't hear anything, by 3pm i'm calling. going on 3.5 weeks

[CS800]

Couldn't hold it anymore, I called and they still dont have an answer. This wait is soooo long. Manual change really take that long?? Going onto 3.5 weeks

[jsucool76]

That is ridiculous. It is a yes or no question. If they dont have an answer by now it means they're not even trying to check you for it

[CS800]

Not sure why it's taking that long, apparently the manual process is taking this long since it goes to various teams

[CS800]

Got my call today..........

PC was successful from regular Platinum to Cash Reward (Green card). The best part:

- It's now a World MC; my first World MC. I only have Visa Sigs

- No AF

Does Cap One report the CL on thier World MC?

I'm sooooo excited !!!!!

[jsucool76]

I know they report CLs on visa sigs, so i assume they do for world MC.

and CONGRATS!!!! I hope my CL will eventually hit 5k so i can get world mc/visa sig version.

[shakalaka]

Congrats, at the end it was worth the wait I think.

[RockinRay]

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@CS800 wrote:

Got my call today..........

PC was successful from regular Platinum to Cash Reward (Green card). The best part:

- It's now a World MC; my first World MC. I only have Visa Sigs

- No AF

Does Cap One report the CL on thier World MC?

I'm sooooo excited !!!!!

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Told ya! 

My Visa Siggy reports limit - not sure on the MC.

[CS800]

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@RockinRay wrote:

---

@CS800 wrote:

Got my call today..........

PC was successful from regular Platinum to Cash Reward (Green card). The best part:

- It's now a World MC; my first World MC. I only have Visa Sigs

- No AF

Does Cap One report the CL on thier World MC?

I'm sooooo excited !!!!!

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Told ya! 

My Visa Siggy reports limit - not sure on the MC.

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I'm relieved at least. Double whammy. A CLI and a PC to one of their best cards with a World MC