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Cap One CLI

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GoldSorata
Established Contributor

Cap One CLI

Early last month I got approved for the Savor One with a $5000 limit. It was a surprise approval. My scores are low 600s, my other cards are:

 

Ollo/Ally Rewards MC - $5500 limit (opened 5/21)

Apple Card - $500 limit (opened 9/22)

Paypal MC - $1200 limit (opened 1/23)

 

I keep getting rejected for CLIs for Apple Card and Paypal MC due to my profile. I had seen some data points of Capital One giving a decent CLI after 180 days of card opening with heavy usage so my plan was to use it as my primary for the first few months in hopes to get a decent increase on it, I really wanted to get that card to a $10k limit. Since opening the account I had been using it for all of my spend and had put about $600 on it in total so far. Last week I was looking through the app and found the spot to ask for a CLI. I filled out the request and asked for an additional $5,000 thinking it would surely be denied as the card is less than a month old and couldn't believe it when it immediately came back and told me the limit was now $10,000. I don't know how or why I was able to get them to double my limit in less than 30 days, but they did.

Message 1 of 10
9 REPLIES 9
CreditAggie
Community Leader
Super Contributor

Re: Cap One CLI

Congratulations on your Cap One 2X CLI!

Current Cards (in order of approval):


         
Current FICO 8 | 9 (August 2026):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 2 of 10
Wls170
Established Member

Re: Cap One CLI

Congrats on the cli!!

 

was the account only open for a month when you requested the cli?

 

did you apply before or after the statement cut?






In rebuild since 5-2-2022

Starting scores all in the low 500s
Message 3 of 10
GoldSorata
Established Contributor

Re: Cap One CLI


@Wls170 wrote:

Congrats on the cli!!

 

was the account only open for a month when you requested the cli?

 

did you apply before or after the statement cut?


Thanks! I was approved for the card around June 6th and asked for the CLI on July 3rd. My first statement came out around June 25th.

Message 4 of 10
cashorcharge
Community Leader
Super Contributor

Re: Cap One CLI

WooHoo!! Congratulations on your Approval!!👏🏼🍾🥂

Message 5 of 10
Blender
Established Contributor

Re: Cap One CLI


@GoldSorata wrote:

Early last month I got approved for the Savor One with a $5000 limit. It was a surprise approval. My scores are low 600s, my other cards are:

 

Ollo/Ally Rewards MC - $5500 limit (opened 5/21)

Apple Card - $500 limit (opened 9/22)

Paypal MC - $1200 limit (opened 1/23)

 

I keep getting rejected for CLIs for Apple Card and Paypal MC due to my profile. I had seen some data points of Capital One giving a decent CLI after 180 days of card opening with heavy usage so my plan was to use it as my primary for the first few months in hopes to get a decent increase on it, I really wanted to get that card to a $10k limit. Since opening the account I had been using it for all of my spend and had put about $600 on it in total so far. Last week I was looking through the app and found the spot to ask for a CLI. I filled out the request and asked for an additional $5,000 thinking it would surely be denied as the card is less than a month old and couldn't believe it when it immediately came back and told me the limit was now $10,000. I don't know how or why I was able to get them to double my limit in less than 30 days, but they did.


Almost unbelieveable lol but congrats to you, thats awesome.

Today was day 360, and they countered me with $600 😂

10/2024


Message 6 of 10
CreditMagic7
Mega Contributor

Re: Cap One CLI

Congratulations on your Capital One 2X CLI!

Message 7 of 10
Noneed2nv
Regular Contributor

Re: Cap One CLI

Congratulations!  Now go and play the lottery, lol




Message 8 of 10
JoeRockhead
Community Leader
Super Contributor

Re: Cap One CLI

Very nice, congratulations!

Message 9 of 10
NoMoreDebt
Senior Contributor

Re: Cap One CLI

Congrats on the cli

AMEX CHARLES SCHWAB PLATINUM NPSL / AMEX GREEN NPSL/ AMEX BLUE BUSINESS PLUS $20000 CL/ FIDELITY REWARDS VISA $23,500 SL

SOCKDRAWER/ NFCU FLAGSHIP $40,000 CL/ NFCU MORE REWARDS $40,000/ WELLS FARGO AUTOGRAPH $8200/APPLE CARD $6500/DISCOVER IT $3000 SL/CITI COSTCO ANYWHERE VISA $6000 SL
Message 10 of 10
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