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Cap One Credit Steps

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Anonymous
Not applicable

Cap One Credit Steps

Hello Everyone

In October I was approved for a $300 Quicksilver One Card through the EO. I would always use it up and pay it off right before the statement cut. I also received a letter stating that in 6 months I would receive a $200 increase to $500.

2 months ago, when everyone was getting CLIs online for their Cap One accounts (even if they were still on Credit Steps), I tried and was offered a $500 increase to $800.....I was a little disappointed in that base on other people's stories with the Credit Steps CLI so I didn't take it. I told myself I would just wait till my 6 months are up. I did, however, apply and was approved a Venture Card for 5K in February. So as you can imagine my scores are about 100 points higher then when I got my QS One card.

This morning my 6th statememnt cut and I went from $300-$2,300 on Credit Steps!! Very happy with waiting and not taking that $500 increase they offered me online!
Message 1 of 10
9 REPLIES 9
yoyo
Established Contributor

Re: Cap One Credit Steps

Sounds good to me!
Message 2 of 10
MissMoni223
Senior Contributor

Re: Cap One Credit Steps

CONGRATS, gotta Heart Capital One!!!

Gardening Until Further Notice
15 Credit Cards (12 Major Banks & 3 Store Cards)
Message 3 of 10
uswala
Senior Contributor

Re: Cap One Credit Steps

Congrats! 

Message 4 of 10
Anonymous
Not applicable

Re: Cap One Credit Steps

Congratulations Smiley Happy
Message 5 of 10
Anonymous
Not applicable

Re: Cap One Credit Steps


@Anonymous wrote:
Hello Everyone

In October I was approved for a $300 Quicksilver One Card through the EO. I would always use it up and pay it off right before the statement cut. I also received a letter stating that in 6 months I would receive a $200 increase to $500.

2 months ago, when everyone was getting CLIs online for their Cap One accounts (even if they were still on Credit Steps), I tried and was offered a $500 increase to $800.....I was a little disappointed in that base on other people's stories with the Credit Steps CLI so I didn't take it. I told myself I would just wait till my 6 months are up. I did, however, apply and was approved a Venture Card for 5K in February. So as you can imagine my scores are about 100 points higher then when I got my QS One card.

This morning my 6th statememnt cut and I went from $300-$2,300 on Credit Steps!! Very happy with waiting and not taking that $500 increase they offered me online!

Yay!  Way to go on waiting it out!!!  You are doing a great job!

Message 6 of 10
TURNERHOOVER
Established Contributor

Re: Cap One Credit Steps

CONGRATS. 

EX 727 | EQ 720 | TU 740

FREEDOM 4.5k | BCP 9.5k | DISCOVER 2.5k | ARRIVAL+ 7.5k | RITZ CARLTON 15k
No new Apps till Dec 2016
Message 7 of 10
gdale6
Moderator Emeritus

Re: Cap One Credit Steps

Sweet, grats on the Cap-1 CLI Smiley Happy

Message 8 of 10
Anonymous
Not applicable

Re: Cap One Credit Steps

Congrats on the CLI!
Message 9 of 10
I-think-I-can
Valued Contributor

Re: Cap One Credit Steps

Great job! Congrats! Smiley Happy

Starting Scores 2/13/15: EQ 635 EX 674 TU 684 ////7/16/15 Scores: EQ 661 EX 669 TU 703 //// 2/15/16 Scores EQ 652 EX 647 TU 756 //// 3/24/16 Scores: EQ 661 EX 649 TU 773 //// EQ 670 EX 653 TU 768 (EQ And EX still tainted)
Goal Scores: 760 across the board
Message 10 of 10
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