Cap One Walmart auto-cli $1.5k -- Shocked...

[silver_idle]

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@Mland-EC wrote:

Congrats on that CLI!

I have a Cap One Platnium(11750 limit - 7.7 years old - started at 250.00 limit) and  Walmart Cap One Store Card(10K limit -  had since Synch switch I believe it is 5.5 years old, started at 300.00 initial limit).

I hit love button on Cap One Platnium today, Cap One Platnium offered 1K, I hit luv button with Walmart direclty after that and Cap One Walmart Store Card offered 1K.

My question is this: Anyone have a feeling that if I accept one CL offer for  the 1K that the other offer will be removed or are they independent? I look at and manage both Cap One Platnium and Walmart Store Card in the same log in account, etc.

I have never asked for an increase and both these cards grew automatically from very small initial limits after  Chapt 7 BK that is 10 years old May 2021, this is the first time I  initiated a CLI on my own for these cards.

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They are usually independent from each other so they shouldnt be taking it back.  

[Mland-EC]

Thanks

[Mland-EC]

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@silver_idle wrote:

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@Mland-EC wrote:

Congrats on that CLI!

I have a Cap One Platnium(11750 limit - 7.7 years old - started at 250.00 limit) and  Walmart Cap One Store Card(10K limit -  had since Synch switch I believe it is 5.5 years old, started at 300.00 initial limit).

I hit love button on Cap One Platnium today, Cap One Platnium offered 1K, I hit luv button with Walmart direclty after that and Cap One Walmart Store Card offered 1K.

My question is this: Anyone have a feeling that if I accept one CL offer for  the 1K that the other offer will be removed or are they independent? I look at and manage both Cap One Platnium and Walmart Store Card in the same log in account, etc.

I have never asked for an increase and both these cards grew automatically from very small initial limits after  Chapt 7 BK that is 10 years old May 2021, this is the first time I  initiated a CLI on my own for these cards.

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They are usually independent from each other so they shouldnt be taking it back.  

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Okay I took the 1000 from Walmart and yes Cap One is  still offering 1000 CLI for the Cap One Platnium.

I am going to hold off on the Cap One P knowing they used an Equifax SP from Nov 20th. If they update every 3 months in 10 weeks my score wil be about 50 points higher(Equifax jumped 53 points on the 26th so it is right now). I am hoping for more CL out of them.  I''ll check every week just in case they do pull more than every 90 days or my timing is somehow off.

Cap one has been good to me, slow but good, but unlike Synch that recently raised limits 9000, 13500 and 15000 on 3 cards in less than a 2 month period Cap One just wants give me 1000. Still,  better than decreases as some have had these last months. 

[Meanmchine]

Congrats on your CLI