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Cap1 Acct Combo and CLI Success on 1st available day!

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grillandwinemaster
Valued Contributor

Cap1 Acct Combo and CLI Success on 1st available day!

I had two QS1 accounts, one at $850 cl, and the other at $500, which i opened exactly 6 months ago.  I requested a cli on my $500 QS1 before my

6th statement, and they gave me $100.  Today, my 6th statement cut and I received an auto cli (credit steps?) bringing the limit to $1,100.  Today is my 6th 

statement, so I immediately requested an account combination, since I would rather have less cards than more cards. 

 

I now have one QS1 card with a $1,950 credit limit.  All of this after I have burned Cap1 twice!  Once in Bk back in 2001, and again with an unpaid Charge off in 2012.

Cap 1 is VERY forgiving.  

 

I wonder if I can get a Venture1 card from them??  hmmm....


Current Scores 3/2016 Equifax 676 Transunion 697 Experian 648 Goal Scores: 720's accross the board. Gardening Goal: 3/2017
Message 1 of 7
6 REPLIES 6
AverageJoesCredit
Legendary Contributor

Re: Cap1 Acct Combo and CLI Success on 1st available day!

Grill, congrats, set the bar and shoot for the VentureSmiley Happy
Message 2 of 7
Aduke1122
Senior Contributor

Re: Cap1 Acct Combo and CLI Success on 1st available day!

Congrats that's exactly what Credit Steps increase we just got last week also . We were thinking of combining both cards , one is at 500 it started as a secured cc but unsecured in Jan and the other just hit 6 mths and got bumped to 1100 CL
Message 3 of 7
Aduke1122
Senior Contributor

Re: Cap1 Acct Combo and CLI Success on 1st available day!

Congrats 🎊 to you
Message 4 of 7
ls2016
Frequent Contributor

Re: Cap1 Acct Combo and CLI Success on 1st available day!

Cool...I take it you didn't have any problems combining accounts. I'll be combining my platinum with my QS come June, once the credit step increase kicks in on the platinum. Best Wishes!
Current FICO 8s: Ex 768, Tu 741, Eq 741
Current FICO 9s: Ex 775, Tu ?? Eq 781
Total TLs: $120,000
8 (30-60 day) mortgage lates and 2 (30 day) auto lates remain from Jan., Feb. 2016
Current Mortgage Ex. Fico 2 787
Message 5 of 7
grillandwinemaster
Valued Contributor

Re: Cap1 Acct Combo and CLI Success on 1st available day!


@ls2016 wrote:
Cool...I take it you didn't have any problems combining accounts. I'll be combining my platinum with my QS come June, once the credit step increase kicks in on the platinum. Best Wishes!

Hey Is!

No problems at all, my 6th statement cut today April 2nd, a Sunday no less, and the account combination feature was available.  I had tried yesterday, and the feature was

not available.  Both accounts had a zero balance.  
 


Current Scores 3/2016 Equifax 676 Transunion 697 Experian 648 Goal Scores: 720's accross the board. Gardening Goal: 3/2017
Message 6 of 7
Anonymous
Not applicable

Re: Cap1 Acct Combo and CLI Success on 1st available day!

Cognrats on the increases and account combo. I love how easy it is to combine with Cap 1. Just did this myself last month with the Venture and Quicksilver. I agree with AJC, why not go for the Venture!Smiley Wink

Message 7 of 7
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