Cap1 CLI luv button increase

isoldmyatlas · ‎01-07-2014

Today was my 6 month point since my last CLI with Cap1. I hit the luv button on the website and received a standard $500 increase. I was surprised I even got that since I've only made 2 small purchases with the card in the past 6 months. Hey, I'll take it. It's a slow-to-grow card but at least it grows! *glares at Discover*

Also - I just realized that with all my CLIs from this week, my total credit available is now slightly more than my annual income! That's cool.

TU: 793 (6/13/17) | EQ: 787 (7/17/17) | EX: 788 (6/15/18)

Cap1 Quicksilver, $4,750 (4/2012); Discover IT, $40,000 (10/2012); Chase Amazon Rewards, $14,600 (10/2012); AMEX Hilton HHonors, $15,000 (11/2012); AMEX Blue Cash Everyday, $15,000 (01/2013); Barclaycard Arrival+, $10,000 (07/2013); Citi Home Depot $8,000 (06/2018)

myjourney · ‎01-07-2014

@isoldmyatlas wrote:
Today was my 6 month point since my last CLI with Cap1. I hit the luv button on the website and received a standard $500 increase. I was surprised I even got that since I've only made 2 small purchases with the card in the past 6 months. Hey, I'll take it. It's a slow-to-grow card but at least it grows! *glares at Discover*

Also - I just realized that with all my CLIs from this week, my total credit available is now slightly more than my annual income! That's cool.

Congrats

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?

FinStar · ‎01-07-2014

Congrats on your Capital One CLI!

coldnmn · ‎01-07-2014

Congrats! Thanks for sharing.

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17

efranklin23 · ‎01-07-2014

@isoldmyatlas wrote:
Today was my 6 month point since my last CLI with Cap1. I hit the luv button on the website and received a standard $500 increase. I was surprised I even got that since I've only made 2 small purchases with the card in the past 6 months. Hey, I'll take it. It's a slow-to-grow card but at least it grows! *glares at Discover*

Also - I just realized that with all my CLIs from this week, my total credit available is now slightly more than my annual income! That's cool.

Discover doesn't like to see that you have more credit available than your annual income. You're seen as a high risk to them. Maybe years with the card may change their mind.

But Congrats on the CLI!!!

AMEX BCE (30K), DISCOVER IT (29.5K), NFCU CASH REWARDS (25K), BOA TRAVEL REWARDS (15K), USAA VISA (13K), CHASE SAPPHIRE RESERVE (13K), COMMENCE MASTERCARD (7.5K), CHASE FREEDOM (7K), CHASE FREEDOM (7K), TFCU CC (2.5K), TARGET REDCARD (900)

CreditMagic7 · ‎01-07-2014

Congrats on the luv bug push return.

Something is always better then nadah.

Anonymous · ‎01-07-2014

Congrats! Hopefully this is a sign of Cap 1 loosening up for everyone!

gdale6 · ‎01-07-2014

Congrats

Nocturnal · ‎01-07-2014

Hmm, after reading this post and seeing it would not be a HP I said what the heck. I have a Spark Biz card with high util since I use it for my biz and I got the standard $500.00 CLI. Sweet! Thanks for the info!

TU FICO 2/14: 701

isoldmyatlas · ‎01-07-2014

@Nocturnal wrote:
Hmm, after reading this post and seeing it would not be a HP I said what the heck. I have a Spark Biz card with high util since I use it for my biz and I got the standard $500.00 CLI. Sweet! Thanks for the info!

Yay! Congrats! I try to think of it like this: $500 isn't much now, but in 3.5 years it'll be a $5k card for me

TU: 793 (6/13/17) | EQ: 787 (7/17/17) | EX: 788 (6/15/18)

Cap1 Quicksilver, $4,750 (4/2012); Discover IT, $40,000 (10/2012); Chase Amazon Rewards, $14,600 (10/2012); AMEX Hilton HHonors, $15,000 (11/2012); AMEX Blue Cash Everyday, $15,000 (01/2013); Barclaycard Arrival+, $10,000 (07/2013); Citi Home Depot $8,000 (06/2018)