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Cap1 Plat Approval

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Cap1 Plat Approval

So I was feeling fiesty. The day after applying and being approved for NFCU I decided to see if I was approved for a Cap1 card and I was preq for 2.  I took the advice of the board and applied for the Plat and was approved for $3k.  I now have the "magic" number of cards to reach my goal.  They are:

  • Cap Secured $200 limit that I've had for way too long - I'm looking towards closing it out in the next 2 years
  • NFCU -$7,8k - plan to request CLI increase in 3 billing cycles
  • Cap 1 Plat - 3k limit

I have no collections on my account, a few late student loan payments from when my husband was layed off.  We are working towards raising our credit scores and paying down our student loan debt.  It's amazing what you can learn here!

 

Starting Score: 584
Current Score: 674
Goal Score: 720


Take the myFICO Fitness Challenge

Current cards: Cap1 Secured $200; Cap1 Plat $3000; NFCU $7,800
Message 1 of 10
9 REPLIES 9
Anonymous
Not applicable

Re: Cap1 Plat Approval

Congrats on both approvals! 

Just curious....which other Cap1 card were your pre-approved for? 

Message 2 of 10
AverageJoesCredit
Legendary Contributor

Re: Cap1 Plat Approval

Thats a big sl for the Plat, well doneSmiley Happy
Message 3 of 10
Cred4All
Valued Contributor

Re: Cap1 Plat Approval

Congrats on the success, from your starting score to your current, you've done well!


Message 4 of 10
Remedios
Credit Mentor

Re: Cap1 Plat Approval

Congrats on your approval
Message 5 of 10

Re: Cap1 Plat Approval

The QS1
Starting Score: 584
Current Score: 674
Goal Score: 720


Take the myFICO Fitness Challenge

Current cards: Cap1 Secured $200; Cap1 Plat $3000; NFCU $7,800
Message 6 of 10
Priory_Man
Valued Contributor

Re: Cap1 Plat Approval

Congratulations on the approval, and the improved scores. Slow and steady wins the race when it comes to credit you seem to be at just the right pace.






"Total revolving credit $300,000 Current UTIL <1%"
Message 7 of 10
FireMedic1
Community Leader
Mega Contributor

Re: Cap1 Plat Approval

Sweet. Thats right where i began 2015 with the Plat. In 3 statements go fo the SP CLI. Month 4 Look on the site for the upgrade link to the QS and then credit steps will kick in. Way to go!



BK Free Aug25
Message 8 of 10
difringe
Established Contributor

Re: Cap1 Plat Approval

Congratulations on the approval! You've done great work so far raising your score, so I'm sure you know this, but it's slow and steady when it comes to credit Smiley Happy

Message 9 of 10
19eighty5
Senior Contributor

Re: Cap1 Plat Approval

Congratulations on your approval!

FICO 8 (Feb 2018):EX- 519, TU- 530, EQ- 545
FICO 8 (Sept 2022):EX- 706, TU- 685, EQ- 684
What's in my wallet:


Message 10 of 10
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