Cap1 Platinum and QS1 approval question

[RonM21]

Yes they can deny one. It showed what you were preapproved for, but does not guarantee any approval at all, let alone 2 at the same time. That said, I hope you get the second one.

[Jesedmotherof5]

Same happened to me.. Deniel said they already were processing an approval.

[Anonymous]

If i am not mistaken, i think With cap 1, you can only apply for one card at a time. You have to wait 3-6 months before applying for another card.

[Anonymous]

The confusion has come about B/C it appears Cap-1 recently Changed the rules....

Up until recently...Yes, the 'double-up' was the thing the do, then possibly combo as they both aged 6 months at the same time.

It has been said, they now cap it at one card per 6 months (which sucks btw)

Also the earlier poster was right they are just saying these are your prequels not you get em both per se

The Plat will grow and you'll be fine, you can PC (product change, normally in 6 months, sometimes sooner w/ Plat)
For those in the future if given the option, you may want to choose the QS1 over the Plat....due to the 1.5% cash back on everything....I just like that, ad the Plat is cool but no rewards.

Either way Congrats, you'll get your Steps bump after your 7th statement so you're all good (btw B/C it's SP at the very least try to CLI just BEFORE the auto Steps CLI (it worked for me) B/C once you get it Cap-1 makes you wait 6 months, so try before the auto .

Good luck

[Vegas4Play]

I would wait personally, there has been talk to cap1 and card approvals back to back.....especially if you can and get anoher set of hard pulls for nothing

[Anonymous]

Received a denial on the QS1 application -- letter says "based upon your application information, there is a currently pending or recently processed application with Capital One."

I was also advised that the app will not result in a hard pull.