Cap1 Venture CLI

[CreditMagic7]

---

@Anonymous wrote:
Ok a little side phase as I was just curious because my other QS hasn't gotten a CLI so I tried on my newer QS and went from $3k to $5k. I did make a larger lump sum payment on that though of $1,600... Maybe that's why. My biggest payment in my old QS was maybe $100

---

Double Congrats! now after that.

Capital One measures payments among other things and adjust the CLI's to match their computer formula for requests i see.

[Anonymous]

That's how it seems. Oh well I am good on those lol. I made over $1k from them in 4 months so they are crazy.

[UncleB]

---

@Anonymous wrote:
Ok a little side phase as I was just curious because my other QS hasn't gotten a CLI so I tried on my newer QS and went from $3k to $5k. I did make a larger lump sum payment on that though of $1,600... Maybe that's why. My biggest payment in my old QS was maybe $100

---

+1

I realize some folks say this is only a 'meme', but my own experience matches yours - Capital One definitely has been more responsive to my CLI requests with heavy usage and (relatively) large payments. 

I know it can always vary, but this seems to be generally consistent... 

[Anonymous]

And the payment on my newer venture of $4,400 is bigger than the biggest payment I made on my other venture of $1,500... Hence the differences in CLIs.

[Anonymous]

Congrats XT

[Anonymous]

---

@Anonymous wrote:

Your FICO score... Overall Util ... SP or HP? 

---

SP (they always are)

utilxation is like 1-2% max

fico I listed  

[Anonymous]

Wow.. That is a amsive increase... Enjoy it.

[Anonymous]

---

@Anonymous wrote:
With that card I guess I will start:

Opened it in the beginning of february for $5k. I ran $4,400 in about a month and just made one lump sum payment. I haven't used it in about 3-4 weeks either.
According to cap1 my TU is 688 (my fico 08 is 695)
I had a platinum card with them with 2 late payments in 2014 (60 day I think). Closed it in June of 2015. Got the QS and venture combo in november for $3k and $10k
Then in february was prequaled again so got the combo again for $3k and $5k

My other venture went from $10k to $13k after two statements as well.

Hope that helps..

---

Thank you for sharing your information. Congrats again! ... was it a SP by the way?

[Anonymous]

Congrats that's a huge CLI for Venture!. Made me give it another shot on my 3rd Venture that I got about the same time as you. Went from 5k -> 11k. 

[Anonymous]

You're welcome. I hope some of that information helps you some