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Cap1 auto cli

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jsucool76
Super Contributor

Cap1 auto cli

Sorry if this is the wrong place, I can't keep track of where to post stuff like this anymore with all these boards

Just got an email from mint, cap1 randomly increased my limit from 3500 to 6500$.

I opened a cap1 360 checking account with them for the black Friday bonus. I wonder if that has anything to do with it.
Message 1 of 14
13 REPLIES 13
chalupaman
Super Contributor

Re: Cap1 auto cli

Nice. When was your last CLI with CapOne?

Tradelines: Macy’s - $18k, Penfed Power Cash Rewards - $10k, Ethan Allen (TD Bank) - $5.7k, Kay Jewelers - $5.5k, Appliances Connection - $5.3k, Jared - $5.25k, Best Buy (Citi) - $5k, Dell Preferred Account - $3.5k, Samsung - $3.2k, Firestone CFNA - $3.2k, Capital One Platinum - $3k, Mercury MC - $2.25k, Williams Sonoma - $2.1k, Wayfair (Fortiva) - $2k, Amazon Store Card - $1.8k, Apple Card - $1.7k, NFCU cashRewards - $1.5k, CareCredit - $1.5k, B&H Photo - $1.5k, Adorama - $1.25k, Ebay MC - $1k, Sam’s Club MC - $1k, American Eagle - $1k, Ollo MC - $600, Mission Lane Visa - $500, NY & Company - $500, Walgreens - $500, Home Depot - $500, Target RED Card - $500, CapOne Secured MC 0 AF - $500, Penfed Overdraft LOC - $500

Current FICOS: Mid 640s-50s on all reports, Ch 7 BK D/C Aug 2019
Starting scores: EX - 534, EQ - 574, TU - 516 | Total TLs: $91k approx | Total Utilization: 17%, getting this back down
Message 2 of 14
jsucool76
Super Contributor

Re: Cap1 auto cli

2 years ago, my $500 credit steps increase from 3k to 3.5
Message 3 of 14
gdale6
Moderator Emeritus

Re: Cap1 auto cli


@jsucool76 wrote:
Sorry if this is the wrong place, I can't keep track of where to post stuff like this anymore with all these boards

Just got an email from mint, cap1 randomly increased my limit from 3500 to 6500$.

I opened a cap1 360 checking account with them for the black Friday bonus. I wonder if that has anything to do with it.

This would go into CC approvals, I have asked the mods to move it for you. Congrats, a very nice Holiday surprise, enjoy Smiley Happy

Message 4 of 14
Anonymous
Not applicable

Re: Cap1 auto cli

Well congratulations for you! Don't question good things lol, just hope that they happen more frequently. 

 

P.S. I believe this is suppose to be posted in the Credit Card Approvals section. 

Message 5 of 14
jsucool76
Super Contributor

Re: Cap1 auto cli

While that somewhat makes sense, it isn't really an approval because I didn't apply for anything XD how can you approve a request if that request doesn't exist

#SomewhatFlawedSystem but I'll live :-P
Message 6 of 14
LearningMoreAboutCredit
Frequent Contributor

Re: Cap1 auto cli

I got an auto CLI too...seen it in my Mint email as well.  Go figure!


Any advice given is always YMMV...

Current FICOs: 740+ across the board | Goal: >760 FICO | Total CLs: $63.3k/$60k Goal | Utilization: 19% | Last App: 05/01/2014 | INQ: EX: 10, EQ: 8, TU: 5, All Expire 06/2016; No Collections/Charge Offs/BK's | AAoA: 7yrs.
| All Reports Frozen!!! | No Apps til 12/2015 | Homeowner since: 06/28/13 | White Whales: Marriott Rewards, Discover IT, Sallie Mae WMC, Sams MC
Message 7 of 14
Anonymous
Not applicable

Re: Cap1 auto cli

I got an auto increase today as well! $1,500 to $4,500! Congrats!
Message 8 of 14
jsucool76
Super Contributor

Re: Cap1 auto cli

Must've been generous today.
Message 9 of 14
uswala
Senior Contributor

Re: Cap1 auto cli

Congrats on the CLI!

Message 10 of 14
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