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I received my first QS CLI at about the 9 month mark. I tried at about the 7 month mark and sole reason given for denial was that I "don't use enough of my current credit line." I have had my Spark business card for over 11 years and have never been granted a CLI, again, sole reason given I "don't use enough of current credit line." For a couple of months I put about 2k spend on QS and PIF and hit luv button...instant 1k increase. Not much of a jump from 15k SL to 16k, but any increase from Cap One is better than a denial! I think you are on the right track putting heavier spend on your Venture and PIF.
Thanks, Seashell! I too had a SL of $15K, and I've been pif the last 3 or 4 months. Never put a whole lot on it, except the first 2 months. Statement cuts the 28th, so will pif before then. I'll see if this does the trick. Already thinking it won't be much when I do get one, but it sure is nice anyways.
| Total CL: $321.7k | UTL: 2% | AAoA: 7.0yrs | Baddies: 0 | Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping |









