I do not know my equifax fico, just the fako. My Walmart FICO (TU) is 695 and my FICO for Experian given to me by one of my bank accounts is 701. When I opened the card I had two old collections that I had removed in the last four months using advice from the "rebuilding section" on here and credit boards. I didn't know my Experian prior to that, but I do know my TU has gone from 621 to 695 since I opened the card and had the CA removed.
I also opened capital one 360 online checking and savings accounts the same month I got the card and I transferred my direct deposits to those accounts. I also have a Capital One 3 year car loan with them that I have two months left to pay off. I also have three other Capital One cards. Seems to be the only lender that likes to do business with me. I also update the income section of the online site for the credit cards anytime I get a pay increase.
cards: 4 capital one cards, amex green (this month), chase bp oil visa (last month), walmart, overstock, jcrew, amazon, 2 credit one cards, and verve card (which I'm trying to close and when I call them they said they don't know how to close it, so I guess I'll send certified mail with a letter and get it notarized)
Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Gardening Until Further Notice