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CapOne finally auto CLI my Student Journey card from $750 to $2250 but denied APR reduction

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Membersince2013
Valued Contributor

Re: CapOne finally auto CLI my Student Journey card from $750 to $2250 but denied APR reduction


@pip3man wrote:

u think 22.90% is high hahaha ask me about mine currently at 24.90%. Now welcome to my world lol Smiley LOL


Depending on the account balance, 22.90% and 24.90% are almost the same. The different is miniscule lol. So, we're basically in the same boat.

Arrival+ | Barclaycard Rewards Mastercard | Citi Double Cash | CapOne QS (2) | Citi Diamond P | Freedom | Fidelity Amex | Amex Plat | Old Blue Cash | PRG | SPG | BCP | HHonors Surpass | Cap1 Venture | Discover | CSP | Cap1 Venture1 | BOA CR&TR (2) | Ritz Carlton | Southwest Rapid Rewards | Hyatt (2) | US Airways Mastercard (2) | Wells Fargo Rewards Visa | Marriott Premier (2) |

Fico Scores as of 2/21/15 - EX: total crap, TU: total crap, EQ: total crap
Message 11 of 14
Kenny
Moderator Emeritus

Re: CapOne finally auto CLI my Student Journey card from $750 to $2250 but denied APR reduction


@Membersince2013 wrote:

They finally gave me a small nice CLI boost, but the APR is still brutal. I'm not rich, so i might carry a balance here and there, so i like the feeling of having low APRs around the board. An APR of 22.90% seems way too high to me. All the cards i have with them have my highest APRs. Quicksilver (PCd from Platinum, which was my second card EVER) - 22.70% and VentureOne - 20.9%, after the 1 year offer expires. I'd like to know who to call for help. The chat SR only offerred 18.99% for 7 months.


Congratulations on your CLI! Smiley Happy Thanks for sharing.

Message 12 of 14
MissMoni223
Senior Contributor

Re: CapOne finally auto CLI my Student Journey card from $750 to $2250 but denied APR reduction

CONGRATS on your CLI!!! The good side is that they offered you a reduced APR, even if it is only for 7 months, call back after that time and request another reduction.  The EO was good about reducing the APR on 1 of my cards with no problems.

Gardening Until Further Notice
15 Credit Cards (12 Major Banks & 3 Store Cards)
Message 13 of 14
alvon123
Super Contributor

Re: CapOne finally auto CLI my Student Journey card from $750 to $2250 but denied APR reduction

congrats


Message 14 of 14
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