Capital 1 auto CLI

Anonymous · ‎02-11-2021

I've read a lot on here about C1 giving small increases and being really stingy right now. But I just got a nice surprise email that they increased my QuicksilverOne card from $600 to $2000.

I've only had the card since the end of September. I went from $500 to $600 in December, and now this! Super excited, I've been thinking it's a bucketed card and never really going to grow more than the occasional $100 increase.

AllZero · ‎02-11-2021

Congratulations on your PCLI!

Getty59 · ‎02-11-2021

Congrats on the Cli! 👍

NFCU More Rewards: $23,100

NFCU Cash Rewards: 25,000

Capital One Venture: $10,250

Rebuild2019 · ‎02-12-2021

Congratulations 🎉🎊🎈 on your CLI. Welcome to the forum.

JeffMO · ‎02-12-2021

Congrats! Looks like maybe you've climbed out of that 🪣 😀

@Anonymous wrote:
I've read a lot on here about C1 giving small increases and being really stingy right now. But I just got a nice surprise email that they increased my QuicksilverOne card from $600 to $2000.

I've only had the card since the end of September. I went from $500 to $600 in December, and now this! Super excited, I've been thinking it's a bucketed card and never really going to grow more than the occasional $100 increase.

Capital one 500, Discover 11.1k. UMB Signature visa 18.5k, DW UMB card Auth user 16K. Citi Costco anywhere 26.6k, Amazon Prime 22.3K
BH/Comenity Photo 10k Lowes advantage 35k
AAOA 2y4m, oldest 5 years. 0 collections. 125k income, Util 1% inq 1/12. 1/24. 30/60/90 = 0, No derog's, clean file. Rebuilding started 4 years ago.

Starting Score: 560
Current Score: 795
Goal Score: 850

Take the myFICO Fitness Challenge

Anonymous · ‎02-12-2021

Congrats on a very newsworthy CLI! A >3X CLI on a Capital One card, especially of the auto variety is fantastic and not very common. May I ask what your spend/payment pattern as been since getting the card? Typically heavy spend/PIF usage is what will stimulate a CLI such as this.

M_Smart007 · ‎02-12-2021

Congratulations!

gdale6 · ‎02-12-2021

Excellent, grats on getting the auto luv and welcome to the board

CreditAggie · ‎02-12-2021

Congratulations on your Capital One auto-CLI!

Current Cards (in order of approval):

Current FICO 8 | 9 (July 2026):

Credit Age:

Inquiries (6/12/24):

Banks & CUs:

Anonymous · ‎02-12-2021

I used it pretty heavily the first two months, probably cycled through my limit 3-4 times and made payments every week.

Then I started reading more on here, and realized I probably wouldn't be able to grow it too much, since I got the card to mainly help rebuild.

I've gotten a card with better perks for me since opening it and have been using that way more since December.

However, I think it might be notable, my February billing statement cut yesterday and I left a larger balance on the QS1, than I have any of the other statements and they sent the email the same day.