Capital One 7-10 Day message after app - Updated: Approved

[Anonymous]

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@Anonymous wrote:
@soupy they did a hard pull on all 3 credit bureaus. That’s one of the negatives about their app process.

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Thanks for sharing the info on the 3 bureaus, and a MIGHTY BIG congrats on the approval!! Hoping for the MONSTER CL for you :-)

[Shooting-For-800]

Cap One gets a lot flack over pulling all three CRs but I think it allows them to give larger SLs by having a more complete profile of the applicant.

To this day, no one else has giving me a $30k SL.  My highest SLs besides $30k were $10k each and two or three of those were Cap One.

[Anonymous]

Hai, I applied for this card like 8 days ago and I got a call saying i need to verify my ID.

I verified it and im still waiting.. I recently started rebuilding my credit and its almost 600 but not quite.

Experian website put this card in front of me saying that for my credit score, i should apply for this card.. I see most of you

on here have like 700 or something so im wondering what my chances are.

[Anonymous]

I don’t like to be negative but I think a score under 600 is not likely to get the venture card. Platinum maybe. You should call the application status line. Automated system will tell you. I wish you luck!

[Shooting-For-800]

Venture has a minimum of a $5,000 limit. 

Do you have any other cards close to that limit?

I think under 650 is going to be pretty difficult regardless of income or DTI ratio.

Did you look at Cap One prequal page?

GL!

[Anonymous]

I actually got approved. Score is 581. 

[Shooting-For-800]

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@Anonymous wrote:

I actually got approved. Score is 581. 

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You got approved for a $5,000+ SL Visa Signature Venture Card with a 581? 

[Anonymous]

Nuuu there's been confusion. I got approved for Quicksilver card. Sorry.

[Anonymous]

Congrats glitter! Do you have many open derogs? What’s your starting line? Congrats!!!

Edit: figured it was not the venture. Still very nice!

[Anonymous]

I actually dont have much debt. I took care of my student loans and desputed some crap that i had

no knowledge of and it brought my score up. When i applied for this card, my score went up like 15 points it was weird. And thanks