I have been a Capital One card holder ever since I was in college which was about 5-6 years ago. I initally opened up a Capital One Platinum Secured Card (Beginning in 5178) which opened with a $500 credit limit as I was in high school to build my credit and years later I upgraded it to a Capital One Platinum card which should allow me to get a credit increase in the future. I have been applying for increases for years on this card just for the hell of it and I get auto-declined whenever I do apply for it. I randomly got a e-mail today saying that they raised the card limit from $500 to $750 and I just applied for a increase last month on it and got denied? I have used the card 29 times to be exact since the beginning of the year. I barely use it as I have other credit cards with $10K+ limits.
My card begins with 5178 and I have always seen that this means that the card is bucketed but I guess this seems like this isn't the case for me? I mean going from $500 --> $750 isn't really a increase to me but I guess I'll take it? Hoping I can get more increases on it since I finally got my FIRST one ever on it.
@Reviewers wrote:I have been a Capital One card holder ever since I was in college which was about 5-6 years ago. I initally opened up a Capital One Platinum Secured Card (Beginning in 5178) which opened with a $500 credit limit as I was in high school to build my credit and years later I upgraded it to a Capital One Platinum card which should allow me to get a credit increase in the future. I have been applying for increases for years on this card just for the hell of it and I get auto-declined whenever I do apply for it. I randomly got a e-mail today saying that they raised the card limit from $500 to $750 and I just applied for a increase last month on it and got denied? I have used the card 29 times to be exact since the beginning of the year. I barely use it as I have other credit cards with $10K+ limits.
My card begins with 5178 and I have always seen that this means that the card is bucketed but I guess this seems like this isn't the case for me? I mean going from $500 --> $750 isn't really a increase to me but I guess I'll take it? Hoping I can get more increases on it since I finally got my FIRST one ever on it.
5178 Credit Line Increase
Still a 🪣 only difference now it has an ounce of 💧
@AverageJoesCredit wrote:
@Reviewers wrote:I have been a Capital One card holder ever since I was in college which was about 5-6 years ago. I initally opened up a Capital One Platinum Secured Card (Beginning in 5178) which opened with a $500 credit limit as I was in high school to build my credit and years later I upgraded it to a Capital One Platinum card which should allow me to get a credit increase in the future. I have been applying for increases for years on this card just for the hell of it and I get auto-declined whenever I do apply for it. I randomly got a e-mail today saying that they raised the card limit from $500 to $750 and I just applied for a increase last month on it and got denied? I have used the card 29 times to be exact since the beginning of the year. I barely use it as I have other credit cards with $10K+ limits.
My card begins with 5178 and I have always seen that this means that the card is bucketed but I guess this seems like this isn't the case for me? I mean going from $500 --> $750 isn't really a increase to me but I guess I'll take it? Hoping I can get more increases on it since I finally got my FIRST one ever on it.
Still a 🪣 only difference now it has an ounce of 💧
In the past Cap1 had a step program that offered CLIs at certain points of accomplishment. The steps were like $250, $500 and $750. Note back in time this was a bucketed card and no further CLIs were forth coming. No idea today! What some have done is apply for other Cap1 cards and received much higher CLs as their profile matured.
I'm not sure if your card is out of the bucket, but you might expect future credit limit increases beyond your current limit.
My QS started out as a Platinum in 2019 with a $300 limit. It's grown to its current $2200 CL. It may not be as much as some would prefer, but it's perfectly usable for me.
Congrats but Nope it's still very much a Bucketed card at that amount.
Still is a bucketed card, grats on the move up 
Exciting! Congrats on your CLI!
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