cancel
Showing results for 
Search instead for 
Did you mean: 

Capital One CLI and Upgrade finally!

tag
Anonymous
Not applicable

Capital One CLI and Upgrade finally!

It has been 6 months and 1 day since my husband's last CLI and 18 month since getting his CO card.  This card started out at $300 in January 2015, the first card in my husband's rebuild.  With credit steps and luv button it was up to $6,300. He just got a CLI to $9300.  That amount of credit was just unimaginable to us 18 months ago.  Now we have almost 100k across all cards, and it is all thanks to Capital One giving us a chance Heart (and maybe a bit of effort on my part).

 

Next we started a chat to request an upgrade.  The card started as a platinum with AF and was upgraded to QS1, but every time he asked for a card with no annual fee, he was told there were no offers on the card.  Finally, this time there was an offer, and it is now a regular Quicksilver.

 

As a data point, he had an old Capital One charge off. We don't even remember how much it was or when it was, because it aged off reports years ago before we were checking reports. It had to be a small amount originally.  Capital One has never mentioned it to him.

Message 1 of 13
12 REPLIES 12
Mzjedwards1
Valued Member

Re: Capital One CLI and Upgrade finally!

Congrats !!!

Garden Club Member" width="40" height="40" align="right">
Credit One Platinum $450 / Capital One Platinum: $500 / Wells Fargo Platinum: $300 /Kohls $300/ Fingerhut $500/ Total Visa $300/ Express $250/Quicksilver 500/Best Buy Visa 2000
621 Exp/675 TU/ 624 EQ.....Gardening until.........2018??
Message 2 of 13
mystikal1
Established Contributor

Re: Capital One CLI and Upgrade finally!

Congrats
Message 3 of 13
Anonymous
Not applicable

Re: Capital One CLI and Upgrade finally!


@Anonymous wrote:

It has been 6 months and 1 day since my husband's last CLI and 18 month since getting his CO card.  This card started out at $300 in January 2015, the first card in my husband's rebuild.  With credit steps and luv button it was up to $6,300. He just got a CLI to $9300.  That amount of credit was just unimaginable to us 18 months ago.  Now we have almost 100k across all cards, and it is all thanks to Capital One giving us a chance Heart (and maybe a bit of effort on my part).

 

Next we started a chat to request an upgrade.  The card started as a platinum with AF and was upgraded to QS1, but every time he asked for a card with no annual fee, he was told there were no offers on the card.  Finally, this time there was an offer, and it is now a regular Quicksilver.

 

As a data point, he had an old Capital One charge off. We don't even remember how much it was or when it was, because it aged off reports years ago before we were checking reports. It had to be a small amount originally.  Capital One has never mentioned it to him.


Congratulations to you!...Thanks for sharing.Smiley Very Happy

Message 4 of 13
yoyo
Established Contributor

Re: Capital One CLI and Upgrade finally!

Soons good congrads!
Message 5 of 13
Anonymous
Not applicable

Re: Capital One CLI and Upgrade finally!

Thanks, y'all.  It's a big accomplishment for us.

Message 6 of 13
AverageJoesCredit
Legendary Contributor

Re: Capital One CLI and Upgrade finally!

Amazing story Daisyfly!! Best wishes for continued successSmiley Happy
Message 7 of 13
Lymin
New Contributor

Re: Capital One CLI and Upgrade finally!

Congrats!

Gardening since 8/13/2016

Message 8 of 13
CreditMagic7
Mega Contributor

Re: Capital One CLI and Upgrade finally!

Congrats! on this Smiley Happy

Message 9 of 13
Anonymous
Not applicable

Re: Capital One CLI and Upgrade finally!

That's awesome!! Congrats
Message 10 of 13
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.