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Capital One CLI

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grneydangl
Frequent Contributor

Capital One CLI

I haven't had the best of luck with Capital One since my first card (from 2002) went from a starting CL of $5k to $700 after I maxed it out and paid it off.  My second card (from 2008) went from $500 to $750 to $3k and I figured it would stay there like it has for years.  I requested a CLI on the $700 last month with a no go. Today I logged on and my $3k has been increased to $6k! Anyone else gettng Capital One love?

 



Message 1 of 9
8 REPLIES 8
Anonymous
Not applicable

Re: Capital One CLI

For capital one to decrease your credit limit, you had to demonstrate some very poor habits. At least you are back on the right track congratulations.
Message 2 of 9
Anonymous
Not applicable

Re: Capital One CLI


@grneydangl wrote:

I haven't had the best of luck with Capital One since my first card (from 2002) went from a starting CL of $5k to $700 after I maxed it out and paid it off.  My second card (from 2008) went from $500 to $750 to $3k and I figured it would stay there like it has for years.  I requested a CLI on the $700 last month with a no go. Today I logged on and my $3k has been increased to $6k! Anyone else gettng Capital One love?

 


Congrats on your CLI

Message 3 of 9
grneydangl
Frequent Contributor

Re: Capital One CLI


medwar1 wrote:
For capital one to decrease your credit limit, you had to demonstrate some very poor habits. At least you are back on the right track congratulations.


 

Yes. I was a college student and maxed it out, paid the minimum every month for years, sometimes went over CL or paid late, paid it down and maxed it out again and finally paid it completely off.  That's when they decreased it. Totally understandable.



Message 4 of 9
Anonymous
Not applicable

Re: Capital One CLI

Congrats on your new credit line!! Smiley Very Happy  Too soon for me to ask.  

Message 5 of 9
Anonymous
Not applicable

Re: Capital One CLI

Congrats on your CLI

Message 6 of 9
gdale6
Moderator Emeritus

Re: Capital One CLI

Lots of people are getting Cap-1 luv, grats on yours Smiley Happy

Message 7 of 9
I-think-I-can
Valued Contributor

Re: Capital One CLI

Congrats on your increase! Smiley Happy

Starting Scores 2/13/15: EQ 635 EX 674 TU 684 ////7/16/15 Scores: EQ 661 EX 669 TU 703 //// 2/15/16 Scores EQ 652 EX 647 TU 756 //// 3/24/16 Scores: EQ 661 EX 649 TU 773 //// EQ 670 EX 653 TU 768 (EQ And EX still tainted)
Goal Scores: 760 across the board
Message 8 of 9
Anonymous
Not applicable

Re: Capital One CLI

Congrats on the CLI.

Message 9 of 9
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