Capital One CLI - myFICO® Forums - 6547368

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Applied for another CLI with Capital One on Friday, 6/3/2022 and was approved today.

History:

Chapter 7 bankruptcy discharged on 10/29/2019 - burned Capital One over $40,000 in 3 different personal and business credit cards

Application for new credit (Quicksilver) on 5/25/2021 approved with initial CL of $10,000

Applied for CLI on 8/18/2021 - DENIED

Applied for CLI on 10/4/2021 - APPROVED $1,000 so new CL is $11,000

Applied for CLI on 6/3/2022 - APPROVED $9,000 so new CL is $20,000

Not too shabby!

Message 1 of 19

18 REPLIES 18

Congratulations on your Capital One CLI!

Current Cards (in order of approval):

Current FICO 8 | 9 (December 2025):

Credit Age:

Inquiries (6/12/24):

Banks & CUs:

Message 2 of 19

Very nice CLI from Cap1! WooHoo!! Congratulations on your Approval!!👏🏼🍾🥂

Message 3 of 19

Mighty polite of Capital One. Congratulations on the new increase and growth after taking a tumble!

Message 4 of 19

Congrats on the CLI! That's a significant amount!

Message 5 of 19

Congrats on the bump up to 20k, sweet!

Chase Sapphire Reserve Visa Infinite │ $35,000

Chase Freedom Visa Sig │ $28,700 │ 5% rotator

Chase United Club Visa Infinite │ $35,000

Bank of America Alaska Airlines Visa Sig │ $30,000

Amex Gold │ NPSL │ $20,000 POT

Amex Blue Business Plus │ $25,000

Amex Hilton Honors Business │ $10,000

Amex Hilton Honors Aspire │ $25,000

Amex Hilton Honors Surpass │ $15,000

Amex Blue Cash Preferred │ $25,000

US Bank Altitude Go Visa Sig │ $25,000 │ 4x dining │ no FTF

US Bank Cash+ Visa Sig │ $25,000 │ 5% selectable rotator

Elan Financial Services/US Bank Fidelity Rewards Visa Sig │ $25,000

Citi Costco Anywhere Visa Sig │ $26,500 │ 5% Costco gas │ 4% gas

Citi Custom Cash MC │ $29,800 │ 5% selectable rotator

Citi Custom Cash MC │ $18,000 │ 5% selectable rotator

BMO Cash Back MC │ $15,000 │ 5% streaming

Barclays Banana Republic Rewards World MC │ $20,000 │ 5x Banana-Gap-Old Navy-Athleta

Discover IT │ $11,000 │ 5% rotator

GS Apple MC │ $26,000

TD Bank Target Circle Card │ $2,500

Provident CU Cash Back Visa Sig │ $25,000

NFCU Flagship Rewards Visa Sig │ $80,000

PenFed Platinum Rewards Visa Sig │ $12,000 │ 5x gas

PenFed Power Cash Rewards Visa Sig │ $36,200

AOD FCU Visa Sig │ $25,000 │ 3% everything

Affinity FCU Cash Rewards Visa Sig │ $25,000 │ 5% Amazon

Nusenda CU Platinum Cash Rewards Visa │ $25,000 │ 5% rotator

Safe CU Cash Back Visa │ $25,000 │ 5% selectable rotator

Vantage West CU Connect Rewards Visa Sig │ $25,000 │ RIP 5x...to the sockdrawer

Langley FCU Signature Cash Back Visa │ $25,000 │ 5% selectable rotator

Message 6 of 19

Wow, for having hit them big not so long ago to achieve this is great. Big grats to you on a comeback with them.

Message 7 of 19

Congrats on your Capital One Quicksilver CLI

Message 8 of 19

Congrats on your Capital One CLI.

Starting FICO 8 Score in 06/2019: EQ-625, TU-649, EX-640
Current FICO 8 Score in 06/2021: EQ-796, TU-806, EX-812
Goal FICO 8 Score in 06/2022: EQ-825, TU-850, EX-850

Message 9 of 19

Congratulations on your CLI! 🎉

Message 10 of 19