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Capital One CLI

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Ravensfan899
Established Member

Capital One CLI

This morning I submitted a CLI on my quicksilver and Wal-Mart cards. On the quicksilver I got the message stating we will let you know our decision in 2-3 days. I'm convinced I'll never get an increase on that card. On the Wal-Mart card on the other hand it offered me an instant increase of $3,000!

Message 1 of 22
21 REPLIES 21
Yasselife
Valued Contributor

Re: Capital One CLI

Congratulations on your CLI @Ravensfan899 


Gardening since: August 11, 2025
Message 2 of 22
Iusedtolurk
Established Contributor

Re: Capital One CLI


@Ravensfan899 wrote:

This morning I submitted a CLI on my quicksilver and Wal-Mart cards. On the quicksilver I got the message stating we will let you know our decision in 2-3 days. I'm convinced I'll never get an increase on that card. On the Wal-Mart card on the other hand it offered me an instant increase of $3,000!

 

@Ravensfan899  Congrats on the Walmart CLI!  I felt like that about my QS (750 cl) after having it with no increases then 2 years after having it I got an Auto Cli for 3000 out the blue.


 

Message 3 of 22
JoeRockhead
Community Leader
Super Contributor

Re: Capital One CLI

Nice bump on your Wal-Mart card, congratulations!  

Message 4 of 22
Anonymalous
Valued Contributor

Re: Capital One CLI

Congrats! And let us know how the QS works out.

Message 5 of 22
SUPERSQUID
Valued Contributor

Re: Capital One CLI

WOW!!! 3k is a great cli from cap 1, CONGRATS!!!!!

Message 6 of 22
SweetCreditObsession
Valued Contributor

Re: Capital One CLI

Congratulations 🎊 that's nothing to sneeze at!😃



(+102) | (+106) | (+151)
| TU Fico 9: ? | Exp Fico 9: ? | EQ Fico 9: ?| EQ Fico 8 Bankcard: TBA

Initial Goal: Min. 740 w/all CRAs - Met
Interim Goal: 780 w/all CRAs - Met
Current Goal(s): Min. 800 w/all CRAs
Gardening Until: ??/??/202?| Last App: 10/20/2023





Message 7 of 22
cashorcharge
Community Leader
Super Contributor

Re: Capital One CLI

WooHoo!! Congratulations on your Cap1 Approval!!👏🏼🍾🥂

Message 8 of 22
Ravensfan899
Established Member

Re: Capital One CLI


@Ravensfan899 wrote:

This morning I submitted a CLI on my quicksilver and Wal-Mart cards. On the quicksilver I got the message stating we will let you know our decision in 2-3 days. I'm convinced I'll never get an increase on that card. On the Wal-Mart card on the other hand it offered me an instant increase of $3,000!


Update. They declined my increase on the quicksilver. The reasoning was insufficient income. How does that make sense 🤔 I guess that card is forever in the bucket.

Message 9 of 22
CreditMagic7
Mega Contributor

Re: Capital One CLI


@Ravensfan899 wrote:

@Ravensfan899 wrote:

This morning I submitted a CLI on my quicksilver and Wal-Mart cards. On the quicksilver I got the message stating we will let you know our decision in 2-3 days. I'm convinced I'll never get an increase on that card. On the Wal-Mart card on the other hand it offered me an instant increase of $3,000!


Update. They declined my increase on the quicksilver. The reasoning was insufficient income. How does that make sense 🤔 I guess that card is forever in the bucket.


Looks like your guess was right unfortunately on QS, however your Walmart Card made it!

 

I'd been 2 years running trying to get a lift on Walmart Card until i finally closed them out for good.

 

It's like hop scotch, you try and try with no joy, then another new card approves you with higher limit plus lower interest along with a 0% 12 month Introductory APR.

Message 10 of 22
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