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Capital One Credit Steps Passionate Love!

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Anonymous
Not applicable

Re: Capital One Credit Steps Passionate Love!

WOW!

Message 11 of 25
gdale6
Moderator Emeritus

Re: Capital One Credit Steps Passionate Love!


@kdong1996 wrote:
I just wanted to share my experience with Capital One's Credit Steps program since I've been pretty happy with them. I got my Capital One Journey in July-2014 and just did an effortless PC to a Quicksilver earlier this month. My credit steps document said that it'd increase by $500, but My 6th statement just cut and they increase me from 2k to 5k!! My parent who got a Quicksilver around the same time also got an increase from 10k to 15k!! I guess it's pretty YMMV with the CLI you get with Capital One, but overall they've been great IMO!

Does anyone know if they'd change my Visa Platinum to a Signature and if they'd allow for another CLI through their site? Thanks!

Grats to you and your parents Smiley Happy

Message 12 of 25
Anonymous
Not applicable

Re: Capital One Credit Steps Passionate Love!

Congratulations!

Message 13 of 25
Anonymous
Not applicable

Re: Capital One Credit Steps Passionate Love!

Congratulations!!

Message 14 of 25
taxi818
Super Contributor

Re: Capital One Credit Steps Passionate Love!


@Anonymous wrote:

Interesting that you were even enrolled in Credit Steps. I though the cutoff for that was $1,500.


No i know that is not cutoff. as i was in credit steps as well on my quicksilver when it was a qs1. i started at 500 limit and they gave me 3500 increase. even though they said i would get 250 dollars. never know with cap one. after i went to the pre qual site and it said i was pre approved for another qs1. i called them and they said i could get another card or upgrade to the regular quicksilver without AF. which i took. outstanding.

Message 15 of 25
CreditMagic7
Mega Contributor

Re: Capital One Credit Steps Passionate Love!

Major Congrats!!!!

Message 16 of 25
Anonymous
Not applicable

Re: Capital One Credit Steps Passionate Love!


@taxi818 wrote:

@Anonymous wrote:

Interesting that you were even enrolled in Credit Steps. I though the cutoff for that was $1,500.


No i know that is not cutoff. as i was in credit steps as well on my quicksilver when it was a qs1. i started at 500 limit and they gave me 3500 increase. even though they said i would get 250 dollars. never know with cap one. after i went to the pre qual site and it said i was pre approved for another qs1. i called them and they said i could get another card or upgrade to the regular quicksilver without AF. which i took. outstanding.


I meant starting limit, lol.

 

But it looks as if $3,000 SL are even in Credit Steps.

Message 17 of 25
Anonymous
Not applicable

Re: Capital One Credit Steps Passionate Love!

kdong1996 - you and your parents have done well by Cap1. It never fails to amaze me with approvals at Cap1 and CLIs. Sure don't get it but you'all did. Congrats!
Message 18 of 25
coldnmn
Mega Contributor

Re: Capital One Credit Steps Passionate Love!

Congrats! Thanks for sharing.

 

 

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Message 19 of 25
Anonymous
Not applicable

Re: Capital One Credit Steps Passionate Love!

I have a platinum and a QS and after the third on time payment., I hit the love button and increased both to 1500, now my plat is at 3k and just pasted my 5th on time payment on QS. So it should be interesting to see what they do.
Message 20 of 25
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