Capital One Feeling Generous!

EW800 · ‎04-21-2014

Looks like Capital One may be feeling a bit generous these days. For a few years now, I have had a $3400 creidt line with them. I opened my statement this afternoon and found that I had automatically been bumped to $8500 -- more than twice what it had been. Not sure what the factor is, but I keep my balance fairly low with them - usually less than $500.

Year 2012: All Scores in the 520 range, during a foreclosure, CC Settlement and high UTIL. Very ugly days...
Jan 2026: EX8: 850; EQ8: 850; TU8: 850 -- Middle Mortgage Score: 827
In My Wallet: Discover $73.7K; Cap1 Venture $51.7K; Amex ED $38K; Amex Optima $2.5K; Amex Delta Gold $18K; Citi Costco $24.5K; Cap1 Plat $8.4K; Barclay $7K; Chase Amazon $6K; BoA Plat $21.6K; Citi TY Pref $22K; US Bank $4K; Care Credit $6.5K. Total Revolving CL: $300K+
My UTIL: Less than 1% - Only allow about $20 a month to report, on one account. .

-Wade- · ‎04-21-2014

@EW800 wrote:
Looks like Capital One may be feeling a bit generous these days. For a few years now, I have had a $3400 creidt line with them. I opened my statement this afternoon and found that I had automatically been bumped to $8500 -- more than twice what it had been. Not sure what the factor is, but I keep my balance fairly low with them - usually less than $500.

Awesome Congrats on your CLI

"Garden Club Member " Old user name newportguy*** Current Score: myFico EQ - 830 (07/16/2015) Discover TU Fico - 833 (09/03/2016) EX Fico - 839 ( 09/01/2016 ) ******* Amex - BCP 11.5K * Discover - IT 43.5 K * U.S. Bank Cash + Visa Signature 15.3 K * PenFed - Cash Rewards 15K *PenFed Power Cash 19K ** Amex - GDSM 10K ******FICO 800 Club Member ******* EQ 830 *** TU 833 *** EX 839 ***
****** Last HP & New TL was March 6th 2014 *** GOAL: No HP's or New TL's for 2 + years and 840's Scores ******

Anonymous · ‎04-21-2014

Congrats!

gdale6 · ‎04-21-2014

@EW800 wrote:
Looks like Capital One may be feeling a bit generous these days. For a few years now, I have had a $3400 creidt line with them. I opened my statement this afternoon and found that I had automatically been bumped to $8500 -- more than twice what it had been. Not sure what the factor is, but I keep my balance fairly low with them - usually less than $500.

Nice, congrats

CreditMagic7 · ‎04-21-2014

Congrats!

alvon123 · ‎04-22-2014

congrats

Navy Cash Rewards Visa Signature 30,000 @ 11.65%

Comenity Caesars Rewards Visa $20,000 @22.99%

USBANK Kroger Rewards World Elite Mastercard $19,000 @23.99%

coldnmn · ‎04-22-2014

Congrats! Thanks for sharing.

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17

Anonymous · ‎04-27-2014

Congrats!

Kenny · ‎04-27-2014

Congrats on your auto-CLI!

Take the myFICO Fitness Challenge

Uppingmyscore · ‎04-27-2014

Auto increases are the best Congrats!!!

My Wallet: Amex Express BCE $27,000, Amex Express Blue Sky $6,000, Delta SkyMiles $10,000, Discover $14,000, Chase Freedom $23,500, Capital One $8,000, SAMS $10,000, and LOWES $10,000