cancel
Showing results for 
Search instead for 
Did you mean: 

Capital One Increase..Yay

ladym2011
Valued Contributor

Capital One Increase..Yay

Just saw that someone else was approved a CLI so I tried my luck.

 

 

Cap.PNG

 

I've had this card since December 2014 and they granted an increase from $300 to $400 (3rd month) to $750 (final credit step) on 6/25/2015. Requested an increase 12/27/2015 and they upped it to $1750. So it seems like every 6 months is the trick!!!

 

Previous Scores 02/29/2016: TU FICO: 752 | EQ FICO: 710 | EX FICO: 721
Curent Scores 03/27/2016: TU FICO: 754 | EQ FICO: 713 | EX FICO: 725
Lowes $35K | Walmart $25K | Stash Visa $25K | NFCU CashRewards $22K | NFCU LOC $15K | PenFed Visa $15K | |Total CL: $181,700
Headed to the garden: 10/2017

Message 1 of 20
19 REPLIES 19
dallasareaguy
Frequent Contributor

Re: Capital One Increase..Yay

180 days is the exact science for increase offers from the LUV button... I've tested it on multiple CapOne cards. 179 is too short. 180 is when the offer comes in!

 

If your increase was today, December 20th is your next online shot by my calculation!

 

Congrats!

  
CapOne QS
$10,250
 
AMEX Delta Gold
$15,000
 
AMEX BCE
$5,000
 
AMEX BCP
$1,000

AMEX HHonors
$1,600
 
Discover it
$2,000
FICO8 Scores:
EQ: 648
TU: 654
EX: 691

(as of 07/15/2017)
Message 2 of 20
dokturshoo
Established Member

Re: Capital One Increase..Yay

How can I find out when mine was first opened?


@dallasareaguy wrote:

180 days is the exact science for increase offers from the LUV button... I've tested it on multiple CapOne cards. 179 is too short. 180 is when the offer comes in!

 

If your increase was today, December 20th is your next online shot by my calculation!

 

Congrats!


 

Filed: 9/15 | Meeting: 10/15 | Discharged: 12/15
Auto Loan: 12/15 - $21,500 | Cap1Plat: 01/16 - $1K
Message 3 of 20
pizza1
Community Leader
Super Contributor

Re: Capital One Increase..Yay

very nice, congrats to you!

My rebuild worked for me, but won't necessarily work for you!
BK7 D/C- 08/2013
Message 4 of 20
CatOfSpades
Frequent Contributor

Re: Capital One Increase..Yay

Awesome! Congratulations!! 

♠Queen of Spades♠
Message 5 of 20
Shoreguy4468
Established Contributor

Re: Capital One Increase..Yay

congrats

Message 6 of 20
thummel
Established Contributor

Re: Capital One Increase..Yay

Congrats
Message 7 of 20
padme
Established Contributor

Re: Capital One Increase..Yay

congrats.. 

Message 8 of 20
Mia25
Senior Contributor

Re: Capital One Increase..Yay

Very nice, congrats 

Message 9 of 20
dallasareaguy
Frequent Contributor

Re: Capital One Increase..Yay


@dokturshoo wrote:

How can I find out when mine was first opened?


@dallasareaguy wrote:

180 days is the exact science for increase offers from the LUV button... I've tested it on multiple CapOne cards. 179 is too short. 180 is when the offer comes in!

 

If your increase was today, December 20th is your next online shot by my calculation!

 

Congrats!


If you don't keep a log like I do (ha!).... You can jump into chat with a rep on Capital One's site once logged in and they can tell you the date your account was created as well as when your last CLI was. You can use that to make your various calculations. Capital One doesn't require (currently) 6 months for the first CLI. Many people report getting one after approximately the 3rd statement. I haven't been able to determine the exact science to when it is available (if approved).

 

It's definitely a YMMV thing... because I have a friend that opened a $500 QS1.... couldn't get a single increase until he hit credit steps... he put through $8000 in 6 months of opening the card and they gave him a $3000 increase automatically the morning after his 6th statement cut.... while other's have reported getting anywhere from $100-$3000 increases on the QS1 card after 60-90 days (approx 3rd statement) with good behavior of course.

 


  
CapOne QS
$10,250
 
AMEX Delta Gold
$15,000
 
AMEX BCE
$5,000
 
AMEX BCP
$1,000

AMEX HHonors
$1,600
 
Discover it
$2,000
FICO8 Scores:
EQ: 648
TU: 654
EX: 691

(as of 07/15/2017)
Message 10 of 20
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.