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I am pretty excited.
I have been working hard on my finances and credit this year. I have been saving up for another secured card because the only credit I had was an $800 Cap One secured credit card and a $250 Ulta store card. So my plan was to save $7500 - $2500 for the Discover It and $5000 for the Apple Federal Credit Union.
My ex gotten approved for a few cards and since we have a similar score/income I thought I would try the pre-approval process. It said I was preapproved for the QuickSilver and Platinum but I went with the platinum since increasing my limit was my main goal.
I am happy to see that I was approved for $3000 (658 TU, 72k income, 2 charge offs, one unpaid negative account, one paid negative account)
I am so excited, this is the highest limit I've ever been approved for.
Since they all age together I went ahead and signed up for the Discover It with a 2k deposit and I applied for the unsecured at AFCU just to see but since they manually look at applications it will probably be 4 business days or so until I hear back.
I know after these 3 apps my score will dip for a minute but as of now I am sitting at 643 EQ 658 TU & 647 EX.
I am trying to get my credit score up, I think I'll post in another thread for more advice (concerning the charge offs and negative accounts) but any advice you want to throw out there (like other things I could get approved for right now) is greatly appreciated! I am just excited that putting a phone bill on a CC won't blow my utilization out of the water.
Congrats on your Capital One Platinum approval
Congratulations on your Capital One Platinum approval!
Congratulations on your approval!!
Grats on your 3K approval
Congratulations on the approval! Nice SL with Capitalone...👍
Pretty nice Platinum approval you have here, Looks like you're doing well.
I probably wouldn't open anymore cards for a little bit, at least 6 months.
Let them age a little and get some payment history on your new accounts.
Cheers to your success!
Congrats on your Capital One Platinum Card approval.
Congrats on your Cap One Platinum approval 🥳