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Capital One QS $1500 CLI this morning!

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nwa479
Regular Contributor

Capital One QS $1500 CLI this morning!

I did not request it, but got a $1500 CLI today on one of my Capital One cards. ($4000 to $5500)  

 

Exactly a year ago today, they increased this card from $1000 to $4000 (also not requested). 

 

I got two Capital One cards in Dec 2015 with a $300 limit on each when my credit was real bad.  One is a QS1 and the other is a QS.  The QS was a different type of card, but they offered a product change about 4 or 5 years ago and I switched it to a QS.  I have not been able to PC the QS1 yet.  

 

So I looked at the QS1 to see the last increase date.  On 10/31, they increased it from $1450 to $3950, so I'm wondering if they have this on a one year cycle like the QS card to review.  

 

I've heard many people have been limited to 10% increases when they request an increase.  I had also thought until last year that many these cards were bucketed and would not likely increase much.  The QS card has no annual fee, but the QS card as a $39 annual fee due in December.  I may try for another product change or depending on my cards at that point, I may cancel the one with the fee.  

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 


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Message 1 of 15
14 REPLIES 14
coreyb80
Super Contributor

Re: Capital One QS $1500 CLI this morning!

Congrats on the increase!

Message 2 of 15
SUPERSQUID
Valued Contributor

Re: Capital One QS $1500 CLI this morning!

I'm jelly,

I got a giant cli on both my cap 1's this month , QS 1800-2k 200 cli, Savor One 3000-3100 100 cli,

WHEEEEEERhhhhhhhhhhhhh.jpg

Message 3 of 15
Elpadrino1
Valued Contributor

Re: Capital One QS $1500 CLI this morning!

Congratulations on your Cap1 CLI!!

Message 4 of 15
gdale6
Moderator Emeritus

Re: Capital One QS $1500 CLI this morning!

Grats on your move up with Cap-1 Smiley Happy

Message 5 of 15
TSlop
Valued Contributor

Re: Capital One QS $1500 CLI this morning!

Congrats on your CLI!

Message 6 of 15
DesertWanderer
Frequent Contributor

Re: Capital One QS $1500 CLI this morning!

Congrats!  That is a huge CLI in the Cap1 world!



Message 7 of 15
nwa479
Regular Contributor

Re: Capital One QS $1500 CLI this morning!

I'm not sure how their logic works.  Maybe they just give a small increase sometimes rather than hit deny and have to send a letter with reasons.  Also not sure what their frequency is on how often you can request a CLI.  Maybe 6 months? I heard they like a lot of usage. I like Cap 1 because they helped me start the rebuild.  But they are usually low on the increases.  


Active cards

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Banks and Credit Unions:
Message 8 of 15
CreditMagic7
Mega Contributor

Re: Capital One QS $1500 CLI this morning!

Congratulations on your Capital One Quicksilver CLI!! 

Message 9 of 15
CreditAggie
Community Leader
Super Contributor

Re: Capital One QS $1500 CLI this morning!

Congratulations on your Capital One CLI!

Current Cards (in order of approval):


         
Current FICO 8 | 9 (December 2025):  
Credit Age:  
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Message 10 of 15
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