Capital One QS1 Rewards ***Approved!

Anonymous · ‎10-01-2015

Just received this email this afternoon. Even though I applied for this while I was on my Synchrony app spree. They finally got around to approving me for a Quick Silver! It took them about a week to call me and verify my status since I had a fraud alert on my file. I think I'm going to do a balance tranfer from my CapOne Secured MC.

It's Oct 1st, and so starts my 24 month Garden hiatus.

REWARDS Earn unlimited 1.5% cash back on every purchase, every day.

	CREDIT LINE $500 credit limit (including cash advance limit of $250). Make your first 5 monthly payments on time to gain access to a higher credit limit.

	ANNUAL PERCENTAGE RATE 0% intro APR on purchases and transfers until June 2016. 22.9% variable APR after that. No transfer fee.

	MEMBERSHIP FEE $39.

Anonymous · ‎10-01-2015

congrats! unfortunately Cap1 wont do balance transfer from one Cap1 card to another :-(

OmarGB9 · ‎10-01-2015

^This. You'd have to do a "debt shuffle" in order to BT from one cap1 card to another, which could end up costing more in the long run. Grats on the approval though

Last App: 1/10/2023
Penfed Gold Visa Card

Currently rebuilding as of 04/11/2019.

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DeeBee78 · ‎10-02-2015

@Anonymous wrote:

Just received this email this afternoon. Even though I applied for this while I was on my Synchrony app spree. They finally got around to approving me for a Quick Silver! It took them about a week to call me and verify my status since I had a fraud alert on my file. I think I'm going to do a balance tranfer from my CapOne Secured MC.
It's Oct 1st, and so starts my 24 month Garden hiatus.

Congrats on the approval. Please tell me that you're going to close at least one of those predatory, high-fee cards? You have almost every card that this forum recommends avoiding, or using moderately to increase your scores.

Anonymous · ‎10-07-2015

Yes I am planning on getting rid of the predatory cards. I can't wait to be done and back on the good side of town.

Anomalous · ‎10-08-2015

@Anonymous wrote:

Just received this email this afternoon. Even though I applied for this while I was on my Synchrony app spree. They finally got around to approving me for a Quick Silver! It took them about a week to call me and verify my status since I had a fraud alert on my file. I think I'm going to do a balance tranfer from my CapOne Secured MC.
It's Oct 1st, and so starts my 24 month Garden hiatus.

REWARDS
Earn unlimited 1.5% cash back on every purchase, every day.
CREDIT LINE
$500 credit limit (including cash advance limit of $250).
Make your first 5 monthly payments on time to gain access to a higher credit limit.
ANNUAL PERCENTAGE RATE
0% intro APR on purchases and transfers until June 2016. 22.9% variable APR after that. No transfer fee.
MEMBERSHIP FEE
$39.