I used the Credit Card score ss my personal benchmark, and there been a number of occassions in which members on here said the score model is garbage and their score is higher than mine! However, you can't argue with results! My credit karma transunion and experian is 730. Mind you I filed bankruptcy in 2018 and started with a capital one secured credit card which has a limit of $600. I started from the bottom and now we are here.
You also have to take my age of acocunts into consideration and my income into consideraiton, because sometimes I spend up to $2000 a month on my credit cards.
Thank you and with these 3 graces I shall ascend to greater heights! I'm glad I requested a CLI on the Venture because I spending on that card. However, I couldn't get a CLI on the Quick Silver right now because my spending wasn't high enough. However, that is going to change in 2020. I decided to get the Savor because I plan on going to Michelin Star restaurants and I definietly want to earn as much cash back as possible .
@shootingfor800, and op, has cap1 changed the policy on limit of cards issued? For the longest time it was only a 2 card max, but in the fine print it reads 5 now. And is the savor still metal?
