Capital One Savor Approval - myFICO® Forums - 6793900

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Hello, forum!

I just wanted to share my DP of approval for the refreshed Savor card from Capital One. I was shocked at the SL!

I was 0/6, 0/12, 1/24 before applying. I got an alert from Experian and TransUnion about a new inquiry, but nothing from Equifax.

I've been eyeing the Venture X, but figured I'd get the Savor first due to the limited time SUB, so now I'll wait 6 months before applying for the VX.

Wallet:

Sock Drawer:

Chopping Block:

Message 1 of 15

14 REPLIES 14

Congrats on your Cap One Savor approval and awesome SL!

SchoolsFirst FCU Rewards WMC $25k
US Bank Cash+ $15k
AMEX BCP $10k
FICO 8 Scores: EX 796 I TU 806 I EQ 808

Message 2 of 15

Low APR too. Their algo likes your profile!

Congrats!

Message 3 of 15

Congrats.

what were your scores?

5% Gas: Citi Custom Cash 9.4k
5% Amazon: Chase Prime VS 15k
3% grocery and streaming: Cap1 Savor 2500
2% catch all: NFCU CashRewards+ 13k, USB Smartly 2k
Sock Drawer: Jovia Elite 25k, Suncoast CU 20k, Lowe’s 35k,
Barclays AAdvantage Aviator Red 3k, CreditOne 1k

^^^Fico8 scores as of Dec ‘24
Total Revolving CL: $126,900

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Nice SL !! Congrats on your Cap 1 approval !

NFCU Visa 43k | NFCU Platinum 37k | Cap1 QS 13K | Cap1 QS 12.5K | Barclay MC 20k | Delta Gold Amex 38K | Discover IT 20K | CFNA FS 3600 | CareCredit 20k| PayPal Credit 8k |

Message 5 of 15

Very nice SL, congratulations on your approval.

Message 6 of 15

Such an awesome SL! Congratulations!🥳

Ch 13 filed 6/2018
Ch 13 discharged 7/2024
TU 793
EX 800
EQ 702

Message 7 of 15

Congrats on your approval & SL @Reithe

CARDS: Discover It | Kohl’s | Truist Spectrum Cash Rewards | Truist Bright | CITI Custom Cash | Chase Freedom Flex | Chase Amazon Prime Visa | VACU Cash Rewards Mastercard | Sam’s Club Mastercard | PenFed Gold Visa | NFCU CashRewards Plus | NFCU More Rewards | NFCU Platinum Visa | AMEX BCE | Verizon Visa | Wells Fargo Active Cash | Amazon Prime | AAA Daily Advantage | US Bank Cash+ | Wells Fargo Reflect | Citi Costco Visa | NFCU Auto Loan
Starting Scores 05/2019: EQ:519, EX:525, TU:574

CLOSED : Capital One Quicksilver One | OpenSky |

BUSINESS CARDS: Amazon Business Prime AMEX

Message 8 of 15

@Snook_on_the_Line wrote:
Congrats.

what were your scores?

Thank you! Experian was 802 and TransUnion was 782.

Wallet:

Sock Drawer:

Chopping Block:

Message 9 of 15

Congratulations on the approval, and that sweet starting limit.

Unify FCU Platinum Visa Variable Rate 35k

PenFed CU Promise Visa 34k

Harvard FCU Platinum MC 30k

TD Bank Business Solutions Visa (Bus) 25k

Consumers CU Platinum Visa 25k

Vantage West CU Connect Visa 20k

FNBO Evergreen Business Edition Visa (Bus) 20k

Jovia FCU Advantage Visa 20k

Chartway FCU Visa Rewards 15k

Liberty (formerly Evansville Teachers) FCU Platinum Prime Plus MC 15k

Interior FCU Platinum Visa 15k

BHG More Business MC (Bus) 13k

US Bank Triple Cash Rewards Visa (Bus) 12k

Citi Double Cash MC 11820

Geo-fenced credit union Platinum Visa 10500

DCU Platinum Visa 10k

Amex Hilton Honors 9500

PenFed CU Power Cash Visa 8k

NFCU Business Visa (Bus) 7k

Citi Strata Premier MC 6500

Comenity AAA Travel Advantage Visa 6200

Amex Blue Business Cash (Bus) 6k

Members 1st FCU Low Rate Platinum Visa 5k

Bank of America BankAmericard MC 4500

Chase Amazon Prime Visa 3400

Chase World of Hyatt Visa 2k

Amex Blue Cash Everyday 1300

Amex Blue Business Plus (Bus) 1200

Discover IT Cash Back 600

Discover IT Cash Back 500

PLOC: Langley FCU 40k; Penfed CU 15k; NFCU 15k; Teachers FCU 15k; Affinity FCU 10k. BLOC: NFCU 5k

Total revolving limits 569520 (505320 reporting) FICO 8: EQ 689 TU 684 EX 685

Message 10 of 15